> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# KYC Documents for Companies and Businesses

> List of required KYC Documents for companies and business types to register with Razorpay under the 2026 Master KYC guidelines.

<div style={{display:"flex",flexWrap:"wrap",alignItems:"center",gap:"0.35rem 0.9rem",border:"1px solid rgba(128,128,128,0.28)",borderRadius:"0.5rem",padding:"0.45rem 0.75rem",margin:"0 0 1.25rem",fontSize:"0.875rem"}}>
  <span style={{fontWeight:600}}>Available in</span>
  <span>🇮🇳 India</span>
  <span>🇺🇸 United States</span>
</div>

Below are the business types supported by Razorpay and the KYC documents required for various businesses.

<Check>
  **Understanding CKYC Verification**

  Central KYC Registry (CKYC) is a centralised government database maintained by CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India) containing verified KYC records of individuals and entities across all financial institutions.

  **CKYC Consent Process**

  <Tabs>
    <Tab title="For Registered Businesses">
      1. Enter your Business PAN.
      2. Enter Date of Incorporation.
      3. Documents are auto-fetched.
    </Tab>

    <Tab title="For Individuals">
      4. Enter your Personal PAN.
      5. If CKYC record exists → Enter the mobile number linked to the CKYC.
      6. Enter the OTP from CKYC system.
      7. Documents are auto-fetched.
    </Tab>
  </Tabs>
</Check>

## Business Types

<AccordionGroup>
  <Accordion title="Razorpay supports the following business types:">
    | Business Type                      | Description                                                                                                                                                                                                                                                                                                                                                                                                           | Example                                                                                                                                                  |
    | ---------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------- |
    | LLP                                | LLP stands for Limited Liability Partnership. It is a combination of partnership and corporation. The partners have limited liability, which means that the partners' personal assets are not used for paying off the company's debts.                                                                                                                                                                                | Dental offices, auditing firms, financial advising services, business consultancies and so on.                                                           |
    | Partnership                        | A partnership is an arrangement between two or more people who agree to be the co-owners, distribute responsibilities for running an organisation and share the income or losses the business generates.                                                                                                                                                                                                              | Law firms, physician groups, real estate investment firms and so on.                                                                                     |
    | Private Limited                    | A private limited company is a business entity held by a small number of people. It does not offer stocks for sale to the general public.                                                                                                                                                                                                                                                                             | Google India Pvt. Ltd., Parle Products Pvt. Ltd., Malabar Gold Pvt. Ltd. and so on.                                                                      |
    | Public Limited                     | A public limited company is a business entity that has limited liability and offers shares to the general public.                                                                                                                                                                                                                                                                                                     | Bharat Heavy Electricals Ltd., Steel Authority of India Ltd., Oil and Natural gas Corporation Ltd. and so on.                                            |
    | Sole Proprietorship                | This business entity is owned, controlled and operated by a single individual who is the sole beneficiary of all profits or losses and responsible for all risks.                                                                                                                                                                                                                                                     | Small businesses such as a local grocery store, a local clothes store, an artist, freelance writer, IT consultant, freelance graphic designer and so on. |
    | Trust                              | A trust is a [fiduciary relationship](/docs/payments/glossary#fiduciary-relationship) in which a [trustor](/docs/payments/glossary#trustor) gives the [trustee](/docs/payments/glossary#trustee) the right to hold title to property or assets for the benefit of a third party, the [beneficiary](/docs/payments/glossary#beneficiary). Trusts are established to provide legal protection for the trustor’s assets. | A beneficiary may transfer property to a trustee and grant them the right to manage it.                                                                  |
    | HUF                                | HUF stands for Hindu Undivided Family, which consists of all persons directly descended from a common ancestor, including their wives and unmarried daughters. A HUF cannot be created under a contract, it is created automatically in a Hindu Family.                                                                                                                                                               | Haldiram's Private Limited.                                                                                                                              |
    | Government Entity                  | A government entity includes an organisation owned or controlled by the central or state government or UTs.                                                                                                                                                                                                                                                                                                           | Ministries, departments, PSUs and regulatory bodies like RBI or SEBI.                                                                                    |
    | Judicial Person                    | A judicial person is a non-natural entity recognised by law as having the capacity to have rights and obligations, similar to a human being.                                                                                                                                                                                                                                                                          | Deities, universities or corporations established under special status.                                                                                  |
    | Local Authority                    | A local authority is a self-governing body responsible for local administration in a city, town or village.                                                                                                                                                                                                                                                                                                           | Municipal corporations, panchayats and development authorities.                                                                                          |
    | Section 8 Company                  | A 'Section 8' Company is a type of non-profit company registered under Section 8 of the Companies Act, 2013 in India.                                                                                                                                                                                                                                                                                                 | Tata Trusts, Infosys Foundation and Reliance Foundation.                                                                                                 |
    | Individual/Unregistered Businesses | Small businesses being run by individuals that are not yet formally registered.                                                                                                                                                                                                                                                                                                                                       | Professionals, freelancers, influencers, small offline stores or similar entities.                                                                       |
    | Society                            | A society is an organisation formed by a group of individuals for the promotion of charitable, educational, religious or literary purposes. They are typically registered under the Societies Registration Act, 1860 in India.                                                                                                                                                                                        | Educational societies running schools/colleges, cultural societies, sports clubs or charitable organisations.                                            |
  </Accordion>
</AccordionGroup>

## KYC Documents

Following is the list of Know Your Customer (KYC) documents Razorpay requires, to verify your KYC.
You need to upload scanned photocopies (soft copies) of these documents.

<Info>
  **Handy Tips**

  The PAN Card details and [authorised signatory](/docs/payments/glossary#authorised-signatory) address proof, that is, Aadhar Card and Passport should be of the same person.
</Info>

<AccordionGroup>
  <Accordion title="Individual/Unregistered Businesses">
    | Proof Required    | Supporting Documents                                                                                                                                             |
    | ----------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------- |
    | Proof of Identity | **Auto-fetched from CKYC**. However, if CKYC fails, you must provide: <ul><li>PAN card</li><li>Mobile number</li></ul>                                           |
    | Proof of Address  | **Auto-fetched from CKYC**. However, if CKYC fails, you must provide: <ul><li>Digilocker verification or</li><li>Aadhaar/Photo id/Passport soft copies</li></ul> |
    | Bank Details      | <ul><li>`Mandatory` Bank Account Number</li><li>`Mandatory` IFSC Code</li></ul> If bank verification fails, a video of a cancelled cheque must be provided.      |
  </Accordion>

  <Accordion title="Proprietorship">
    | Proof Required                                       | Supporting Documents                                                                                                                                                                        |
    | ---------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
    | Proof of Business Identity and Date of Incorporation | MUST upload 2 from: <ul><li>MSME/UDYAM Certificate</li><li>GST Certificate</li><li>Shop & Establishment Certificate</li><li>Import Export Code (IEC)</li><li>Postpaid Mobile Bill</li></ul> |
    | Bank Details                                         | <ul><li>`Mandatory` Bank Account Number</li><li>`Mandatory` IFSC Code</li></ul> If bank verification fails, a video of a cancelled cheque must be provided.                                 |
    | Proof of Identity of Business Owners                 | PAN Card                                                                                                                                                                                    |
    | Proof of Identity and Address of Business Owners     | <ul><li>Government-approved Proprietor address proof (like Aadhar Card/Voter id/Passport) </li><li>`Mandatory` Power of Attorney (POA)</li></ul>                                            |
  </Accordion>

  <Accordion title="Private Limited/Public Limited">
    | Proof Required                                                | Supporting Documents                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
    | ------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
    | Proof of Business Identity                                    | **Auto-fetched from CKYC**. However, if CKYC fails, you must provide: <ul><li>Certificate of Incorporation</li><li>CIN</li><li>`Mandatory` Memorandum of Association (MOA)</li><li>`Mandatory` Articles of Association (AOA)</li></ul>                                                                                                                                                                                                                                                                                                                                                           |
    | Proof of Business Existence                                   | Business PAN                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |
    | Bank Details                                                  | <ul><li>`Mandatory` Bank Account Number</li><li>`Mandatory` IFSC Code</li></ul> If bank verification fails, a video of a cancelled cheque must be provided.                                                                                                                                                                                                                                                                                                                                                                                                                                      |
    | Proof of Identity of Business Owners and Authorised Signatory | **For Authorised Signatory**: <ul><li>Authorised signatory PAN Card details</li><li>Government-approved <a href="/docs/payments/glossary#authorised-signatory" target="_blank">authorised signatory</a> address proof (like Aadhar Card/Voter id/Passport) </li><li>`Mandatory` Board Resolution (BR) or Power of Attorney (POA)</li></ul> **For Business Owners (Self-Declaration)**: <ul><li>`Mandatory` Ultimate Beneficial Owner (UBO) Declaration (Each UBO's PAN, Aadhar and Ownership % declaration)</li><li>`Mandatory` Declare all natural persons with **>10%** shareholding</li></ul> |
  </Accordion>

  <Accordion title="Partnership">
    | Proof Required                                                | Supporting Documents                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
    | ------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
    | Proof of Business Identity                                    | <ul><li>`Mandatory` Partnership Deed</li><li>`Mandatory` Partnership Registration Certificate (If Partnership is registered)</li></ul>                                                                                                                                                                                                                                                                                                                                                                                                         |
    | Proof of Business Existence                                   | Business PAN                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |
    | Bank Details                                                  | <ul><li>`Mandatory` Bank Account Number</li><li>`Mandatory` IFSC Code</li></ul> If bank verification fails, a video of a cancelled cheque must be provided.                                                                                                                                                                                                                                                                                                                                                                                    |
    | Proof of Identity of Business Owners and Authorised Signatory | **For Authorised Signatory**: <ul><li>Authorised signatory PAN Card details</li><li>Government-approved <a href="/docs/payments/glossary#authorised-signatory" target="_blank">authorised signatory</a> address proof (like Aadhar Card/Voter id/Passport) </li><li>`Mandatory` Power of Attorney (POA)</li></ul> **For Business Owners (Self-Declaration)**: <ul><li>`Mandatory` Ultimate Beneficial Owner (UBO) Declaration (Each UBO's PAN and Aadhar)</li><li>`Mandatory` Declare all natural persons with **>10%** shareholding</li></ul> |
  </Accordion>

  <Accordion title="LLP">
    | Proof Required                                                | Supporting Documents                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |
    | ------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
    | Proof of Business Identity                                    | <ul><li>`Mandatory` Certificate of Incorporation/LLPIN/LLP Deed</li><li>LLP Partnership Deed</li></ul>                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |
    | Proof of Business Existence                                   | LLP PAN Card                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |
    | Bank Details                                                  | <ul><li>`Mandatory` Bank Account Number</li><li>`Mandatory` IFSC Code</li></ul> If bank verification fails, a video of a cancelled cheque must be provided.                                                                                                                                                                                                                                                                                                                                                                                                             |
    | Proof of Identity of Business Owners and Authorised Signatory | **For Authorised Signatory**: <ul><li>Authorised signatory PAN Card details</li><li>Government-approved <a href="/docs/payments/glossary#authorised-signatory" target="_blank">authorised signatory</a> address proof (like Aadhar Card/Voter id/Passport) </li><li>`Mandatory` Power of Attorney (POA)</li></ul> **For Business Owners (Self-Declaration)**: <ul><li>`Mandatory` Ultimate Beneficial Owner (UBO) Declaration (Each UBO's PAN, Aadhar and Ownership % declaration)</li><li>`Mandatory` Declare all natural persons with **>10%** shareholding</li></ul> |
  </Accordion>

  <Accordion title="Government">
    | Proof Required                                                | Supporting Documents                                                                                                                                                                                                                    |
    | ------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
    | Proof of Business Identity and Existence                      | <ul><li>`Mandatory` Gazette Notification Certificate</li><li>`Mandatory` Power of Attorney (POA)</li></ul>                                                                                                                              |
    | Proof of Business Existence                                   | Business PAN Card                                                                                                                                                                                                                       |
    | Bank Details                                                  | <ul><li>`Mandatory` Bank Account Number</li><li>`Mandatory` IFSC Code</li></ul> If bank verification fails, a video of a cancelled cheque must be provided.                                                                             |
    | Proof of Identity of Business Owners and Authorised Signatory | <ul><li>Government-approved <a href="/docs/payments/glossary#authorised-signatory" target="_blank">authorised signatory</a> identity proof (like Aadhar Card/Voter id/Passport)</li><li>Authorised signatory PAN Card details</li></ul> |
  </Accordion>

  <Accordion title="Trust">
    | Proof Required                                                | Supporting Documents                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
    | ------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
    | Proof of Business Identity and Existence                      | <ul><li>Trust Deed</li><li>`Mandatory` Trust Registration Certificate (If Trust is registered)</li></ul>                                                                                                                                                                                                                                                                                                                                                                                                                                       |
    | Proof of Business Existence                                   | Trust PAN Card                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
    | Bank Details                                                  | <ul><li>`Mandatory` Bank Account Number</li><li>`Mandatory` IFSC Code</li></ul> If bank verification fails, a video of a cancelled cheque must be provided.                                                                                                                                                                                                                                                                                                                                                                                    |
    | Proof of Identity of Business Owners and Authorised Signatory | **For Authorised Signatory**: <ul><li>Authorised signatory PAN Card details</li><li>Government-approved <a href="/docs/payments/glossary#authorised-signatory" target="_blank">authorised signatory</a> address proof (like Aadhar Card/Voter id/Passport) </li><li>`Mandatory` Power of Attorney (POA)</li></ul> **For Business Owners (Self-Declaration)**: <ul><li>`Mandatory` Ultimate Beneficial Owner (UBO) Declaration (Each UBO's PAN and Aadhar)</li><li>`Mandatory` Declare all natural persons with **>10%** shareholding</li></ul> |
  </Accordion>

  <Accordion title="HUF">
    | Proof Required                                                | Supporting Documents                                                                                                                                                                                                                    |
    | ------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
    | Proof of Business Identity and Existence                      | <ul><li>`Mandatory` Registered HUF Deed</li><li>`Mandatory` Power of Attorney (POA)</li></ul>                                                                                                                                           |
    | Proof of Business Existence                                   | Business PAN Card                                                                                                                                                                                                                       |
    | Bank Details                                                  | <ul><li>`Mandatory` Bank Account Number</li><li>`Mandatory` IFSC Code</li></ul> If bank verification fails, a video of a cancelled cheque must be provided.                                                                             |
    | Proof of Identity of Business Owners and Authorised Signatory | <ul><li>Government-approved <a href="/docs/payments/glossary#authorised-signatory" target="_blank">authorised signatory</a> identity proof (like Aadhar Card/Voter id/Passport)</li><li>Authorised signatory PAN Card details</li></ul> |
  </Accordion>

  <Accordion title="Judicial Person">
    | Proof Required                                                | Supporting Documents                                                                                                                                                                                                                    |
    | ------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
    | Proof of Business Identity and Existence                      | <ul><li>`Mandatory` Gazette Notification Certificate</li><li>`Mandatory` Power of Attorney (POA)</li></ul>                                                                                                                              |
    | Proof of Business Existence                                   | Business PAN Card                                                                                                                                                                                                                       |
    | Bank Details                                                  | <ul><li>`Mandatory` Bank Account Number</li><li>`Mandatory` IFSC Code</li></ul> If bank verification fails, a video of a cancelled cheque must be provided.                                                                             |
    | Proof of Identity of Business Owners and Authorised Signatory | <ul><li>Government-approved <a href="/docs/payments/glossary#authorised-signatory" target="_blank">authorised signatory</a> identity proof (like Aadhar Card/Voter id/Passport)</li><li>Authorised signatory PAN Card details</li></ul> |
  </Accordion>

  <Accordion title="Local Authority">
    | Proof Required                                                | Supporting Documents                                                                                                                                                                                                                    |
    | ------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
    | Proof of Business Identity and Existence                      | <ul><li>`Mandatory` Gazette Notification Certificate</li><li>`Mandatory` Power of Attorney (POA)</li></ul>                                                                                                                              |
    | Proof of Business Existence                                   | Business PAN Card                                                                                                                                                                                                                       |
    | Bank Details                                                  | <ul><li>`Mandatory` Bank Account Number</li><li>`Mandatory` IFSC Code</li></ul> If bank verification fails, a video of a cancelled cheque must be provided.                                                                             |
    | Proof of Identity of Business Owners and Authorised Signatory | <ul><li>Government-approved <a href="/docs/payments/glossary#authorised-signatory" target="_blank">authorised signatory</a> identity proof (like Aadhar Card/Voter id/Passport)</li><li>Authorised signatory PAN Card details</li></ul> |
  </Accordion>

  <Accordion title="Section 8 Company">
    | Proof Required                                                | Supporting Documents                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
    | ------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
    | Proof of Business Identity                                    | **Auto-fetched from CKYC**. However, if CKYC fails, you must provide: <ul><li>Certificate of Incorporation</li><li>CIN</li><li>`Mandatory` Memorandum of Association (MOA)</li><li>`Mandatory` Articles of Association (AOA)</li></ul>                                                                                                                                                                                                                                                                                                                                                           |
    | Proof of Business Existence                                   | Business PAN                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |
    | Bank Details                                                  | <ul><li>`Mandatory` Bank Account Number</li><li>`Mandatory` IFSC Code</li></ul> If bank verification fails, a video of a cancelled cheque must be provided.                                                                                                                                                                                                                                                                                                                                                                                                                                      |
    | Proof of Identity of Business Owners and Authorised Signatory | **For Authorised Signatory**: <ul><li>Authorised signatory PAN Card details</li><li>Government-approved <a href="/docs/payments/glossary#authorised-signatory" target="_blank">authorised signatory</a> address proof (like Aadhar Card/Voter id/Passport) </li><li>`Mandatory` Board Resolution (BR) or Power of Attorney (POA)</li></ul> **For Business Owners (Self-Declaration)**: <ul><li>`Mandatory` Ultimate Beneficial Owner (UBO) Declaration (Each UBO's PAN, Aadhar and Ownership % declaration)</li><li>`Mandatory` Declare all natural persons with **>10%** shareholding</li></ul> |
  </Accordion>

  <Accordion title="Society">
    | Proof Required                                                | Supporting Documents                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |
    | ------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
    | Proof of Business Identity and Existence                      | <ul><li>Society Registration Certificate</li></ul>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |
    | Proof of Business Existence                                   | Society PAN Card                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |
    | Bank Details                                                  | <ul><li>`Mandatory` Bank Account Number</li><li>`Mandatory` IFSC Code</li></ul> If bank verification fails, a video of a cancelled cheque must be provided.                                                                                                                                                                                                                                                                                                                                                                                                             |
    | Proof of Identity of Business Owners and Authorised Signatory | **For Authorised Signatory**: <ul><li>Authorised signatory PAN Card details</li><li>Government-approved <a href="/docs/payments/glossary#authorised-signatory" target="_blank">authorised signatory</a> address proof (like Aadhar Card/Voter id/Passport) </li><li>`Mandatory` Power of Attorney (POA)</li></ul> **For Business Owners (Self-Declaration)**: <ul><li>`Mandatory` Ultimate Beneficial Owner (UBO) Declaration (Each UBO's PAN, Aadhar and Ownership % declaration)</li><li>`Mandatory` Declare all natural persons with **>15%** shareholding</li></ul> |
  </Accordion>
</AccordionGroup>

## Additional Documents

Depending on the line of business, we may also ask for additional certifications.

<AccordionGroup>
  <Accordion title="List of additional certificates depending on your business category">
    | Business Category                    | Certificate                                                                                                                                                                                                            |
    | ------------------------------------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
    | OTC Products                         | FSSAI (Ayurveda, Health supplements) documents: Drug license/Pharma license/Form 20/Form 21/Form 20B/Form 21B and AYUSH                                                                                                |
    | Food Industry                        | FSSAI                                                                                                                                                                                                                  |
    | Herbal (Medicinal Purpose)           | AYUSH (Manufacturing license - Form 24D)                                                                                                                                                                               |
    | Advisory Firm (Stock Market)         | SEBI (Certificate should be in the business name, not an individual’s name)/If the business type is proprietorship in this case - SEBI can be accepted in the proprietor's name.                                       |
    | Venture Capital Fund Co.             | SEBI (Certificate should be in the business name, not an individual’s name)                                                                                                                                            |
    | Merchant Banking Co.                 | SEBI (Certificate should be in the business name, not an individual’s name)                                                                                                                                            |
    | FOREX                                | FEMA Registration, FFMC Certificate (State-wise)                                                                                                                                                                       |
    | Trust                                | 12A/80G or 10AC Income Tax link (Verify PAN number and entity name). Preferred: 80G or 10AC.<ul><li>If 10AC is provided: Accept with email consent.</li><li>If 10A is provided: Undertaking letter required.</li></ul> |
    | Finance Support (Society Members)    | NBFC                                                                                                                                                                                                                   |
    | Gold                                 | 916 Hallmark/BIS Hallmark                                                                                                                                                                                              |
    | Silver                               | 925 Hallmark/Related Certification                                                                                                                                                                                     |
    | Platinum                             | PGI Certificate                                                                                                                                                                                                        |
    | Diamond                              | GIA/SGL/IGI/HRD Certificate                                                                                                                                                                                            |
    | Gemstone                             | GII/IGI Certificate                                                                                                                                                                                                    |
    | Insurance                            | IRDAI<ul><li>Life Insurance</li><li>General Insurance</li><li>Health Insurance</li><li>Broker: Sample arrangement with any insurer.</li></ul>                                                                          |
    | Mutual Fund                          | AMFI (Certificate should be in the business name, not an individual’s name)                                                                                                                                            |
    | International Travel/Hotel           | IATA                                                                                                                                                                                                                   |
    | Travel Agency: International         | IATA/Signed copy of the service level agreement with an IATA-certified company                                                                                                                                         |
    | Travel Agency: Train Tickets         | IRCTC Agency Certificate (Required if not selling flight tickets and IATA not available)                                                                                                                               |
    | Internet Service Provider            | TRAI/PMWANI/SLA                                                                                                                                                                                                        |
    | SMS/Email/Telemarketing Co.          | TRAI (For mobile network)/TRAI/PMWANI/SLA                                                                                                                                                                              |
    | Banks/NBFCs/Money Lending            | NBFC (Not applicable for Banks)/All types of Banks (including Payment Banks)                                                                                                                                           |
    | Pre-paid/E-wallet, Cash/Smart Card   | Non-bank PPI, Bank PPI                                                                                                                                                                                                 |
    | Paper/Gift Voucher                   | RBI                                                                                                                                                                                                                    |
    | Aircraft Maintenance Related Service | DGCA                                                                                                                                                                                                                   |
    | Flight Operators                     | Scheduled Operators/Non-Scheduled Operators                                                                                                                                                                            |
    | Chit Funds                           | Operated by Government or PSU companies post approval from Risk                                                                                                                                                        |
    | Housing Finance Companies            | National Housing Banks                                                                                                                                                                                                 |
    | Nidhi Companies                      | Nidhi Certification                                                                                                                                                                                                    |
    | Gaming                               | Independent Legal Opinion stating it is a ‘Game of Skill,’ not ‘Game of Luck.’ /Gaming MSA + Undertaking                                                                                                               |
    | University/Education Sector          | UGC Certificate/ICSE/CBSE/AICTE affiliation certificate.                                                                                                                                                               |
    | Web host/Domain seller               | PCI-DSS                                                                                                                                                                                                                |
    | Prescription basis medicines         | Pharmacy or Retail/wholesale Drug License, Form 20/21/20B/21B (whichever is applicable).                                                                                                                               |
  </Accordion>
</AccordionGroup>

### Related Information

* [Submit KYC details](/docs/payments/set-up#2-submit-kyc-details)
* [Frequently Asked Questions (FAQs)](/docs/payments/faqs)