> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Settlement Details

> Steps to view your settlement details on the Razorpay Dashboard.

<div style={{display:"flex",flexWrap:"wrap",alignItems:"center",gap:"0.35rem 0.9rem",border:"1px solid rgba(128,128,128,0.28)",borderRadius:"0.5rem",padding:"0.45rem 0.75rem",margin:"0 0 1.25rem",fontSize:"0.875rem"}}>
  <span style={{fontWeight:600}}>Available in</span>
  <span>🇮🇳 India</span>
  <span>🇸🇬 Singapore</span>
  <span>🇺🇸 United States</span>
</div>

You can view details regarding your settlement cycle and next settlement date on the Dashboard.

## View Settlement Details

To view settlement details:

1. Log in to the Dashboard.
2. Click **Account & Settings** and navigate to **Settlement details** under **Business accounts and settlements** section.
3. You can view the following information:
   * **Settlement Details**: Click **View Settlement Cycle** to view default and other settlement cycles.
   * **Available Balance**: After the deduction of fees and tax, the payments received from your customers are added to your Available Balance.
   * **Next Settlement**: Date and time of next settlement.

<img src="https://razorpay.com/docs/build/browser/assets/images/account-settings-settlements-details.jpg" alt="razorpay settlements details" width="800" />

## Segregated Balances

If you are an omni-channel business (using both Payment Gateway and POS) or a cross-border business, your balances are **segregated by channel type (Online (Domestic transactions + International Cards), In-person and Alternate Payment Method (International))**. This ensures complete fund isolation and regulatory compliance.

<img src="https://razorpay.com/docs/build/browser/assets/images/account-settings-settlements-details-segg-bal.jpg" alt="razorpay settlements details" width="800" />

### Types of Segregated Balances

Razorpay maintains separate balances based on your payment channels:

| Channel Type                                         | Description                                                                                              | Transactions Included                                                                      | Additional Details                                                                                                 |
| ---------------------------------------------------- | -------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------ | ------------------------------------------------------------------------------------------------------------------ |
| Online (Domestic transactions + International Cards) | Domestic online payments and international card transactions                                             | PG domestic transactions (cards, UPI, netbanking and wallets), international card payments | Supports Instant Settlements.                                                                                      |
| In-Person                                            | POS terminal transactions                                                                                | All POS/offline transactions                                                               | POS device rentals are automatically collected from this balance. Operates independently from online transactions. |
| Alternate Payment Method (International)             | Balance from international payment methods such as PayPal, Stripe and other cross-border payment methods | International bank transfers, cross-border payments via supported APM providers            | Settled separately from domestic balances. Subject to forex conversion and international settlement timelines.     |

### View Channel-Wise Balances

To view your segregated balances:

1. Log in to the Dashboard.
2. Navigate to **Account & Settings → Settlement details**.
3. You will see balance cards for each channel type such as:

   * **Online (Domestic transactions + International Cards)**: Balance from domestic online payments and international card transactions.
   * **In-Person**: Balance from POS terminal transactions (all POS/offline transactions).
   * **Alternate Payment Method (International)**: Balance from international bank transfers.

Each balance card displays:

* Current available balance.
* Next settlement date and amount.
* Settlement cycle applicable to that balance.

### How Segregated Settlements Work

With balance segregation:

* Each channel type (Online (Domestic transactions + International Cards), POS, Cross-border) maintains its own isolated balance.
* Settlements are processed separately for each balance account.
* Refunds and chargebacks are debited only from the respective channel balance.
* Instant Settlements can be enabled independently for each balance account.

<Info>
  **Handy Tips**

  Balance segregation ensures that your POS settlements never fail due to online refunds consuming your funds and vice versa. Each channel operates independently.
</Info>