> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Bank Gateways

> Add various banks as payment providers on Optimizer.

<div style={{display:"flex",flexWrap:"wrap",alignItems:"center",gap:"0.35rem 0.9rem",border:"1px solid rgba(128,128,128,0.28)",borderRadius:"0.5rem",padding:"0.45rem 0.75rem",margin:"0 0 1.25rem",fontSize:"0.875rem"}}>
  <span style={{fontWeight:600}}>Available in</span>
  <span>🇮🇳 India</span>
</div>

You can add banks as payment providers on the Razorpay Dashboard.  Check the banks supported by Optimizer and the steps to add them as payment providers.

## Cards

Given below are the banks that support **Card** as a payment method on Optimizer, along with the steps and requirements to add them as a payment provider:

<AccordionGroup>
  <Accordion title="Axis MIGS">
    To add Axis MIGS (Card) as a payment provider:

    1. Log in to your Dashboard.
    2. In the left navigation, under **PAYMENT PRODUCTS**, click **Optimizer**.
    3. Click **Add Provider**, select **Axis MIGS (Card)** and click **Next**.
    4. Enter the **Provider Name** and **Description**, and click **Next**.
    5. Enter the following details:
       * AMA Password
       * AMA Username
       * Access Code
       * Merchant Id
       * Select Payment Methods
       * Secure Secret
    6. Click **Submit**.

    Axis MIGS (Card) will be added as a payment provider.
  </Accordion>

  <Accordion title="CyberSource Axis">
    <Warning>
      **Rupay not Supprted!**

      CyberSource Axis does not support **Rupay** as a card network.
    </Warning>

    To add CyberSource Axis (Card) as a payment provider:

    1. Log in to your Dashboard.
    2. In the left navigation, under **PAYMENT PRODUCTS**, click **Optimizer**.
    3. Click **Add Provider**, select **CyberSource Axis (Card)** and click **Next**.
    4. Enter the **Provider Name** and **Description**, and click **Next**.
    5. Enter the following details:
       * AMA Password
       * Access Code
       * AMA Username
       * Merchant ID
       * Select Payment Methods
       * Secret Hash
    6. Click **Submit**.

    CyberSource Axis (Card) will be added as a payment provider.
  </Accordion>

  <Accordion title="CyberSource HDFC">
    <Warning>
      **Rupay not Supported!**

      CyberSource HDFC does not support **Rupay** as a card network.
    </Warning>

    To add CyberSource HDFC (Card) as a payment provider:

    1. Log in to your Dashboard.
    2. In the left navigation, under **PAYMENT PRODUCTS**, click **Optimizer**.
    3. Click **Add Provider**, select **CyberSource HDFC (Card)** and click **Next**.
    4. Enter the **Provider Name** and **Description**, and click **Next**.
    5. Enter the following details:
       * Access Code
       * Organization ID
       * SOAP key
       * Secret Key
       * Select Payment Methods
    6. Click **Submit**.

    CyberSource HDFC (Card) will be added as a payment provider.
  </Accordion>

  <Accordion title="HDFC">
    To add HDFC (Card) as a payment provider:

    1. Log in to your Dashboard.
    2. In the left navigation, under **PAYMENT PRODUCTS**, click **Optimizer**.
    3. Click **Add Provider**, select **HDFC (Card)** and click **Next**.
    4. Enter the **Provider Name** and **Description**, and click **Next**.
    5. Enter the following details:
       * Bank MID
       * Bank TID
       * ME Code
       * Select Payment Methods
       * TranPortal Password
    6. Click **Submit**.

    HDFC (Card) will be added as a payment provider.
  </Accordion>
</AccordionGroup>

## UPI

Given below are the banks that support **UPI** as a payment method on Optimizer, along with the steps and requirements to add them as a payment provider:

<AccordionGroup>
  <Accordion title="Axis">
    To add Axis (UPI) as a payment provider:

    1. Log in to your Dashboard.
    2. In the left navigation, under **PAYMENT PRODUCTS**, click **Optimizer**.
    3. Click **Add Provider**, select **Axis (UPI)** and click **Next**.
    4. Enter the **Provider Name** and **Description**, and click **Next**.
    5. Enter the following details:
       * Merchant Channel Id
       * Merchant ID
       * Payee VPA
       * Select Payment Methods
       * Select TPV options (Non TPV/ TPV Only/ Both TPV and Non TPV)
    6. Click **Submit**.

    Axis (UPI) will be added as a payment provider.
  </Accordion>
</AccordionGroup>

<AccordionGroup>
  <Accordion title="HDFC Mindgate">
    To add HDFC Mindgate (UPI) as a payment provider:

    1. Log in to your Dashboard.
    2. In the left navigation, under **PAYMENT PRODUCTS**, click **Optimizer**.
    3. Click **Add Provider**, select **HDFC Mindgate (UPI)** and click **Next**.
    4. Enter the **Provider Name** and **Description**, and click **Next**.
    5. Enter the following details:
       * Response Hash Key
       * Store PG Merchant ID
       * Select Payment Methods
       * Select TPV options (Non TPV/ TPV Only/ Both TPV and Non TPV)
       * VPA Assigned
    6. Click **Submit**.

    HDFC Mindgate (UPI) will be added as a payment provider.
  </Accordion>
</AccordionGroup>

<AccordionGroup>
  <Accordion title="ICICI">
    To add ICICI (UPI) as a payment provider:

    1. Log in to your Dashboard.
    2. In the left navigation, under **PAYMENT PRODUCTS**, click **Optimizer**.
    3. Click **Add Provider**, select **ICICI (UPI)** and click **Next**.
    4. Enter the **Provider Name** and **Description**, and click **Next**.
    5. Enter the following details:
       * Merchant ID
       * Payee VPA
       * Select Payment Methods
       * Select TPV options (Non TPV/ TPV Only/ Both TPV and Non TPV)
    6. Click **Submit**.

    ICICI (UPI) will be added as a payment provider.
  </Accordion>
</AccordionGroup>

## Netbanking

Given below are the banks that support **Netbanking** as a payment method on Optimizer and the requirements to add them as a payment provider:

<AccordionGroup>
  <Accordion title="Axis">
    The following details are required to add Axis (Netbanking) as a payment provider:

    * Gateway merchant id - Payee id
  </Accordion>

  <Accordion title="Federal Bank">
    The following details are required to add Federal Bank (Netbanking) as a payment provider:

    * Gateway Merchant ID - API Key
    * Gateway Terminal Password - Salt Key
    * Gateway Secure Secret - Request Encryption Key
    * Gateway Secure Secret2 - Response Encryption Key
  </Accordion>

  <Accordion title="HDFC">
    The following details are required to add HDFC (Netbanking) as a payment provider:

    * Gateway merchant ID - SPID
  </Accordion>

  <Accordion title="ICICI">
    The following details are required to add ICICI (Netbanking) as a payment provider:

    * Gateway merchant ID - SPID
  </Accordion>

  <Accordion title="Kotak">
    The following details are required to add Kotak (Netbanking) as a payment provider:

    * Gateway Merchant ID - Entity CD
    * Gateway Merchant ID2 - ENTITY\_SUB\_CD
  </Accordion>

  <Accordion title="SBI">
    The following details are required to add SBI (Netbanking) as a payment provider:

    * Gateway MID
  </Accordion>
</AccordionGroup>