> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Handle Payment Exceptions with Rainy Day Kit

> Provide additional support to your customer in case of payment difficulties while using Razorpay Checkout.

<div style={{display:"flex",flexWrap:"wrap",alignItems:"center",gap:"0.35rem 0.9rem",border:"1px solid rgba(128,128,128,0.28)",borderRadius:"0.5rem",padding:"0.45rem 0.75rem",margin:"0 0 1.25rem",fontSize:"0.875rem"}}>
  <span style={{fontWeight:600}}>Available in</span>
  <span>🇮🇳 India</span>
</div>

While Razorpay strives to provide a positive payment experience to every customer, they might face payment exceptions such as:

* Late Authorization
* Payment Downtime
* Payment Errors

To overcome such exceptions and provide a smooth payment experience to your customers, use the Rainy Day Kit.

| Exception                                         | Solution                                                                              | What it does                                                                 |
| ------------------------------------------------- | ------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------- |
| Amount debited though the payment has failed      | [Payment Capture Settings](/docs/payments/payment-gateway/rainy-day/capture-settings) | Allows you to better deal with 'Money debited but Payment Failed' scenarios. |
| No communication of payment method unavailability | [Payment Downtime Notifications](/docs/payments/payment-gateway/rainy-day/downtime)   | Sends instant alerts when a particular payment method is down.               |
| Errors during the payment process                 | [Payment Error Codes](/docs/payments/payment-gateway/rainy-day/errors)                | Helps you identify the exact cause of payment error.                         |