> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# CVV-less Flow for Card Payments

> Save customer card details as tokens and enable CVV-less payment flows for customers via Razorpay.

<div style={{display:"flex",flexWrap:"wrap",alignItems:"center",gap:"0.35rem 0.9rem",border:"1px solid rgba(128,128,128,0.28)",borderRadius:"0.5rem",padding:"0.45rem 0.75rem",margin:"0 0 1.25rem",fontSize:"0.875rem"}}>
  <span style={{fontWeight:600}}>Available in</span>
  <span>🇮🇳 India</span>
</div>

CVV-less card payments are recently introduced for saved cards where the card-holder can complete a payment without the card CVV. CVV-less card payments are simple, fast and secure, and do not require a memory test of your customers.

## Recommended Checkout Experience

To provide your customers with a faster and more seamless payment experience, we recommend removing the CVV field from your checkout flow.

* Removing the CVV field encourages customers to use their saved (tokenised) cards, making payments more convenient and frictionless.
* Alternatively, you can also make CVV optional. You can choose to retain the CVV box but mark it as optional, with a clear message such as “CVV not required for tokenised cards”.

<Info>
  **Note**

  If you are already integrated with Razorpay Standard Checkout, these UI changes are handled automatically and no additional action is required on your part.
</Info>

<Info>
  **Handy Tips**

  Offering CVV-less saved card flows to your customers can increase their conversion rate by 4%.
</Info>

<img src="https://razorpay.com/docs/build/browser/assets/images/cvv-less-otp-less.gif" alt="CVV Less Card Payment Flow GIF" width="300" />

## Saved Card Payment without CVV

<CodeGroup>
  ```java Payment Request using token ref theme={null}
  curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET]
  -X POST https://api.razorpay.com/v1/payments/create/json
  -H "content-type: application/json"
  -d '{
    "amount": 500000,
    "currency": "INR",
    "order_id": "order_Fg6IGePNMKDICF",
    "email": "gaurav.kumar@example.com",
    "contact": "9090909090",
    "method": "card",
    "token" : "token_4lsdksD31GaZ09",
      "card": {
        "cvv": "123"
      },
    "ip": "192.168.0.103",
    "user_agent": "Mozilla/5.0",
    "description": "Test payment",
    "notes": {
      "note_key": "value1"
    }
  }'
  ```

  ```java Payment Request using Cryptogram theme={null}
  curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET]
  -X POST https://api.razorpay.com/v1/payments/create/json
  -H "content-type: application/json"
  -d '{
    "amount": 500000,
    "currency": "INR",
    "order_id": "order_Fg6IGePNMKDICF",
    "email": "gaurav.kumar@example.com",
    "contact": "9090909090",
    "method": "card",
    "card": {
      "number": "4154980604708430",
      "expiry_month": "12",
      "expiry_year": "21",
      "name": "Gaurav Kumar",
      "cryptogram_value": "as34ag3h78dsdasdsd1",
      "cvv": "123",
      "tokenised": true,
      "token_provider": "payu"
    },
    "ip": "192.168.0.103",
    "user_agent": "Mozilla/5.0",
    "description": "Test payment",
    "notes": {
      "note_key": "value1"
    }
  }'
  ```
</CodeGroup>

### Request Parameters

`card` *optional*
: `string` The card’s CVV.

<Info>
  **Handy Tips**

  CVV-less payments on RuPay is an on-demand feature for standard checkout merchants. Reach out to our [support team](https://razorpay.com/support/#request) for more information.
</Info>

## Related information

* [FAQs](/docs/payments/payment-methods/cards/features/cvv-less-flow#frequently-asked-questions-faqs)