> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# OneCard Credit Card EMI

> Accept payment from your customers using OneCard Credit Card.

<div style={{display:"flex",flexWrap:"wrap",alignItems:"center",gap:"0.35rem 0.9rem",border:"1px solid rgba(128,128,128,0.28)",borderRadius:"0.5rem",padding:"0.45rem 0.75rem",margin:"0 0 1.25rem",fontSize:"0.875rem"}}>
  <span style={{fontWeight:600}}>Available in</span>
  <span>🇮🇳 India</span>
</div>

OneCard is a neo-bank that provides metal credit cards to users. You can accept EMI payments from OneCard credit cardholders.

## Prerequisites

* Enable EMI on OneCard BINs on your system to use this. You need not make any changes if you have updated this using our BIN API.
* Use [methods API](/docs/payments/payment-gateway/s2s-integration/payment-methods/methods-api) to get the EMI plan information.

<Info>
  **OneCard BINs supported on EMI:**

  * `401063`
  * `418212`
  * `402275`
  * `421389`
  * `471227`
</Info>

## EMI Plans and Rate of Interest

| Months | Rate of Interest (p.a.) |
| ------ | ----------------------- |
| 3      | 16%                     |
| 6      | 16%                     |
| 9      | 16%                     |
| 12     | 16%                     |
| 18     | 16%                     |
| 24     | 16%                     |