> ## Documentation Index > Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt > Use this file to discover all available pages before exploring further. # UPI Transaction Limits > Check the UPI transaction limits set by banks, NPCI, BHIM and other PSP Apps.
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The UPI transaction limits prescribed by banks, NPCI and PSP Apps are provided in the following sections. ## NPCI Prescribed Transaction Limits for Merchant Categories The following table lists the transaction limit for different merchant categories as per NPCI: | Merchant Categories | Transaction Limits (₹) | | ----------------------------------------------------------------------------- | ---------------------------- | | P2M Transactions | 1,00,000 | | BFSI | 2,00,000 | | Non-verified merchants | Collect payments up to 2,000 | | MCC 6211 for IPO and purchase of G-Sec through RBI Retail Direct Scheme (RDS) | 5,00,000 | | Healthcare | 5,00,000 | | Education | 5,00,000 | ## Limit Set by PSP Apps Usually, most of the PSP apps allow daily payments of up to ₹1,00,000 or a maximum of 10 transactions per day. ### Limit Set by BHIM App The following table lists the transaction limit set by the BHIM app: | Transactions | Per Transaction Limit (₹) | | ---------------- | ------------------------- | | P2P | 40,000 | | P2M Verified | 1,00,000 | | P2M Non-verified | 40,000 | | Bill Pay | 20,000 | ## Other limits * To protect against fraud, some transactions might get flagged for further review by UPI apps or banks. * UPI apps have risk engines to flag and block transactions. * In addition, there is a [GPay transaction limit per day](https://razorpay.com/learn/gpay-transaction-limit/) depending on your bank. ## Bank Prescribed Limits The following table lists the List of banks with their UPI transaction limits: | S No | Bank Name | Bank Type | Sponsor Bank | UPI Transaction limit | UPI Daily Limit | | ---- | -------------------------------------------------------- | ------------------ | -------------------- | ----------------------------------- | ---------------------------------- | | 1 | Abhyudaya Co-operative Bank | Cooperative | NA | 5,000 | 25,000 | | 2 | Adarsh Co-op Bank Ltd | Cooperative | HDFC Bank | 50,000 | 50,000 | | 3 | Aditya Birla Idea Payments Bank | Payments Bank | NA | 1,00,000 | 1,00,000 | | 4 | Airtel Payments Bank | Payments Bank | NA | 1,00,000 | 1,00,000 | | 5 | Allahabad Bank | Public Sector Bank | NA | 25,000 | 1,00,000 | | 6 | Allahabad UP Gramin Bank | RRB | Allahabad Bank | 20,000 | 40,000 | | 7 | Andhra Bank Public | Sector Bank | NA | 1,00,000 | 1,00,000 | | 8 | Andhra Pradesh Grameena Vikas Bank | RRB | SBI | 25,000 | 1,00,000 | | 9 | Andhra Pragathi Grameena Bank | RRB | NA | 10,000 | 20,000 | | 10 | Apna Sahakari Bank | Cooperative | NA | 1,00,000 | 1,00,000 | | 11 | Assam Gramin Vikash Bank | RRB | United Bank of India | 5,000 | 25,000 | | 12 | Axis Bank | Private | NA | 1,00,000 | 1,00,000 | | 13 | Bandhan Bank | Private | NA | 1,00,000 | 1,00,000 | | 14 | Bank Of Baroda | Public Sector Bank | NA | 25,000 | Not set | | 15 | Bank Of India | Public Sector Bank | NA | 10,000 | 1,00,000 | | 16 | Bank of Maharashtra | Public Sector Bank | NA | 1,00,000 | 1,00,000 | | 17 | Baroda Gujarat Gramin Bank | RRB | Bank of Baroda | 25,000 | Not Set | | 18 | Baroda Rajasthan Kshetriya Gramin Bank | RRB | Bank of Baroda | 25,000 | 25,000 | | 19 | Baroda Uttar Pradesh Gramin Bank | RRB | Bank of Baroda | 25,000 | 25,000 | | 20 | Bassein Catholic Coop Bank | Cooperative | NA | 20,000 | 40,000 | | 21 | Bhilwara Urban Co operative Bank Ltd | Cooperative | HDFC | 5000 | 25000 | | 22 | Canara Bank | Public Sector Bank | NA | 10,000 | 25,000 | | 23 | Catholic Syrian Bank | Private | NA | 1,00,000 | 1,00,000 | | 24 | Central Bank of India | Public Sector Bank | NA | 25,000 | 50,000 | | 25 | Chaitanya Godavari Grameena Bank | RRB | Andhra Bank | 25,000 | 1,00,000 | | 26 | Chhattisgarh Rajya Gramin Bank | RRB | SBI | 25,000 | 1,00,000 | | 27 | Citibank Retail | Foreign Bank | NA | 1,00,000 | 1,00,000 | | 28 | City Union Bank | Private | NA | 1,00,000 | 1,00,000 | | 29 | Coastal Local Area Bank Ltd | Cooperative | BOM | 50,000 | 1,00,000 | | 30 | Corporation Bank | Public Sector Bank | NA | 50,000 | 1,00,000 | | 31 | DBS Digi Bank | Foreign Bank | NA | 1,00,000 | 1,00,000 | | 32 | DCB Bank | Private | NA | 5,000 | 5000 | | 33 | Dena Bank | Public Sector Bank | NA | 1,00,000 | 1,00,000 | | 34 | Deutsche Bank AG (Web Collect) | Foreign Bank | NA | NA | NA | | 35 | Dhanlaxmi Bank Ltd | Private | NA | 1,00,000 | 1,00,000 | | 36 | Dombivali Nagrik Sahakari Bank | Cooperative | NA | 1,00,000 | 1,00,000 | | 37 | Equitas Small Finance Bank | Small Finance Bank | NA | 25,000 | 1,00,000 | | 38 | ESAF Small Finance Bank | Small Finance Bank | NA | 1,00,000 | 1,00,000 | | 39 | Federal Bank | Private | NA | 1,00,000 | 1,00,000 | | 40 | FINO Payments Bank | Payments Bank | NA | 1,00,000 | 1,00,000 | | 41 | G P Parsik Bank | Cooperative | NA | 1,00,000 | 1,00,000 | | 42 | HDFC Bank | Private | NA | 1,00,000 | 1,00,000 | | 43 | Himachal Pradesh Gramin Bank | RRB | PNB | 50,000 | 50,000 | | 44 | HSBC | Foreign Bank | NA | 1,00,000 | 1,00,000 | | 45 | Hutatma Sahakari Bank Ltd | Cooperative | ICICI Bank | 1,00,000 | No limit | | 46 | ICICI Bank | Private | NA | 10,000 (25000 for Google Pay users) | 10000 (25000 for Google Pay users) | | 47 | IDBI Bank | Public Sector Bank | NA | 25,000 | 50,000 | | 48 | IDFC First Bank | Private | NA | 1,00,000 | 1,00,000 | | 49 | India Post Payment Bank | Payments Bank | NA | 25,000 | 50,000 | | 50 | Indian Bank | Public Sector Bank | NA | 1,00,000 | 1,00,000 | | 51 | Indian Overseas Bank | Public Sector Bank | NA | 10,000 | 20,000 | | 52 | IndusInd Bank | Private | NA | 1,00,000 | 1,00,000 | | 53 | J\&K Grameen Bank | RRB | Jammu & Kashmir Bank | 20,000 | 20,000 | | 54 | Jalgaona Janata Sahkari Bank | Cooperative | NA | 1,00,000 | 1,00,000 | | 55 | Jammu & Kashmir Bank | Private | NA | 20,000 | 20,000 | | 56 | Jana Small Finance Bank | Small Finance Bank | NA | 10,000 | 40,000 | | 57 | Janta Sahakari Bank Pune | Cooperative | NA | 1,00,000 | 1,00,000 | | 58 | Jio Payments Bank | Payments Bank | NA | 1,00,000 | 1,00,000 | | 59 | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd. | Cooperative | NA | 25,000 | 2,00,000 | | 60 | Karnataka Bank | Private | NA | 1,00,000 | 2,00,000 | | 61 | Karnataka Vikas Gramin Bank | RRB | NA | 25,000 | 25,000 | | 62 | Karur Vysaya Bank | Private | NA | 1,00,000 | 1,00,000 | | 63 | Kashi Gomti Samyut Gramin Bank | RRB | NA | 1,00,000 | 1,00,000 | | 64 | Kaveri Grameena Bank | RRB | SBI | 25,000 | 25,000 | | 65 | Kerala Gramin Bank | RRB | NA | 20,000 | 20,000 | | 66 | Kotak Mahindra Bank | Private | NA | 1,00,000 | 1,00,000 | | 67 | Langpi Dehangi Rural Bank | RRB | SBI | 10,000 | 1,00,000 | | 68 | Madhya Bihar Gramin Bank | RRB | PNB | 25,000 | 1,00,000 | | 69 | Maharashtra Grameen Bank | RRB | BOM | 25,000 | 1,00,000 | | 70 | Maharashtra State Cooperative Bank | Cooperative | NA | 5,000 | 50,000 | | 71 | Malwa Gramin Bank (Merged with Punjab Gramin Bank) | RRB | SBI | 10,000 | 25,000 | | 72 | Manipur Rural Bank | RRB | SBI | 10,000 | 10,000 | | 73 | Maratha Cooperative Bank | Cooperative | NA | 1,00,000 | 1,00,000 | | 74 | Meghalaya Rural Bank | Foreign Bank | SBI | 1,00,000 | 1,00,000 | | 75 | Mizoram Rural Bank | RRB | SBI | 25,000 | 1,00,000 | | 76 | NKGSB Co-op. Bank Ltd. | Cooperative | NA | 20,000 | 40,000 | | 78 | Oriental Bank of Commerce | Public Sector Bank | NA | 1,00,000 | 1,00,000 | | 79 | Paschim Banga Gramin Bank | RRB | UCO | 5,000 | 25,000 | | 80 | Paytm Payments Bank | Payments Bank | NA | 1,00,000 | 1,00,000 | | 81 | Pragathi Krishna Gramin Bank | RRB | NA | 20,000 | 20,000 | | 82 | Prathama U.P. Gramin Bank | RRB | NA | 10,000 | 50,000 | | 83 | Punjab and Maharastra Coop Bank | Cooperative | NA | 1,00,000 | 1,00,000 | | 84 | Punjab and Sind Bank | Public Sector Bank | NA | 10,000 | 10,000 | | 85 | Punjab Gramin Bank | RRB | PNB | 10,000 | 25,000 | | 86 | Punjab National Bank | Public Sector Bank | NA | 25,000 | 50,000 | | 87 | Purvanchal Bank | RRB | SBI | 25,000 | 1,00,000 | | 88 | Rajasthan Marudhara Gramin Bank | RRB | SBI | 25,000 | 25,000 | | 89 | Rajkot Nagari Sahakari Bank Ltd | Cooperative | NA | 1,00,000 | 1,00,000 | | 90 | Samruddhi Co-op Bank Ltd | Cooperative | TJSB | 1,00,000 | 1,00,000 | | 91 | Sarva Haryana Gramin Bank | RRB | PNB | 50,000 | 1,00,000 | | 92 | Sarva UP Gramin Bank | RRB | PNB | 50,000 | 1,00,000 | | 93 | Saurashtra Gramin Bank | RRB | SBI | 20,000 | 1,00,000 | | 94 | Shree Kadi Nagarik Sahakari Bank Ltd. | Cooperative | Yes Bank | 1,00,000 | 1,00,000 | | 95 | South Indian Bank | Private | NA | 1,00,000 | 1,00,000 | | 96 | Standard Chartered | Foreign Bank | NA | 1,00,000 | 1,00,000 | | 97 | State Bank Of India | Public Sector Bank | NA | 1,00,000 | 1,00,000 | | 98 | Suco Souharda Sahakari Bank | Cooperative | ICICI Bank | 1,00,000 | 1,00,000 | | 99 | Suryoday Small Finance Bank Ltd | Small Finance Bank | NA | 1,00,000 | 1,00,000 | | 100 | Suvarnayug Sahakari Bank Ltd | Cooperative | HDFC | 1,00,000 | 1,00,000 | | 101 | Syndicate Bank | Public Sector Bank | NA | 10,000 | 1,00,000 | | 102 | Tamilnadu Mercantile Bank | Private | NA | 20,000 | 1,00,000 | | 103 | Telangana Gramin Bank | RRB | SBI | 25,000 | 1,00,000 | | 104 | Telangana State Co Operative Apex Bank | Cooperative | IDBI | 10,000 | 1,00,000 | | 105 | Thane Bharat Sahakari Bank | Cooperative | NA | 1,00,000 | 1,00,000 | | 106 | The Cosmos Co-Operative Bank Ltd | Cooperative | NA | 10,000 | 50,000 | | 107 | The A.P. Mahesh Co-Operative Urban Bank | Cooperative | NA | 25,000 | 25,000 | | 108 | The Ahmedabad District Co-operative Bank Ltd | Cooperative | GSCB | 10,000 | 25,000 | | 109 | The Ahmedabad Mercantile Co-op Bank Ltd | Cooperative | HDFC Bank | 1,00,000 | 1,00,000 | | 110 | The Andhra Pradesh State Cooperative | Cooperative | NA | 10,000 | 1,00,000 | | 111 | The Baroda Central Co-operative Bank Ltd. | Cooperative | GSCB | 15,000 | 1,00,000 | | 112 | The Gujarat State Co-operative Bank Limited | Cooperative | NA | 50,000 | 1,00,000 | | 113 | The Hasti Co-operative Bank Ltd | Cooperative | NA | 1,00,000 | 1,00,000 | | 114 | The Kalyan Janta Sahkari Bank | Cooperative | NA | 1,00,000 | 1,00,000 | | 115 | The Lakshmi Vilas Bank Limited | Private | NA | 1,00,000 | 1,00,000 | | 116 | The Mahanagar Co-Op. Bank Ltd | Cooperative | NA | 25,000 | 50,000 | | 117 | The Malad Sahakari Bank Ltd. | Cooperative | PMCO | 10,000 | 50,000 | | 118 | The Mehsana Urban Co-Operative Bank | Cooperative | NA | 1,00,000 | 1,00,000 | | 119 | The Municipal Co-op Bank Ltd. | Cooperative | NA | 5,000 | 50,000 | | 120 | The Muslim Co-Operative Bank Ltd | Cooperative | HDFC | 1,00,000 | 1,00,000 | | 121 | The Nainital Bank Ltd | Private | NA | 20,000 | 40,000 | | 122 | The Ratnakar Bank Limited | Private | NA | 25,000 | 25,000 | | 123 | The Saraswat Co-Operative Bank | Cooperative | NA | 1,00,000 | 1,00,000 | | 124 | The Surat Peoples Co Op. Bank Ltd | Cooperative | NA | 25,000 | 1,00,000 | | 125 | The Sutex Co-op Bank | Cooperative | ICICI Bank | 1,00,000 | 1,00,000 | | 126 | The SVC Co-Operative Bank Ltd | Cooperative | NA | 10,000 | 20,000 | | 127 | The Thane Janta Sahakari Bank Ltd | Cooperative | NA | 1,00,000 | 1,00,000 | | 128 | The Udaipur Mahila Samridhi Urban Co-op Bank Ltd | Cooperative | ICICI Bank | 1,00,000 | 1,00,000 | | 129 | The Udaipur Mahila Urban Co-op Bank Ltd | Cooperative | NA | 1,00,000 | 1,00,000 | | 130 | The Urban Cooperative Bank Ltd Dharangaon | Cooperative | ICICI Bank | 20,000 | 25,000 | | 131 | The Varachha Co-op Bank Ltd. | Cooperative | NA | 20,000 | 40,000 | | 132 | The Vijay Cooperative Bank Ltd | Cooperative | ICIC Bank | 20,000 | 2,00,000 | | 133 | The Vishweshwar Sahakari Bank Ltd | Cooperative | NA | 1,00,000 | 1,00,000 | | 134 | Tripura Gramin Bank | RRB | SBI | 10,000 | 10,000 | | 135 | UCO Bank | Public Sector Bank | NA | 1,00,000 | 1,00,000 | | 136 | Ujjivan Small Finance Bank Limited | Small Finance Bank | NA | 50,000 | 1,00,000 | | 137 | Union Bank of India | Public Sector Bank | NA | 1,00,000 | 2,00,000 | | 138 | United Bank of India | Public Sector Bank | NA | 25,000 | 60,000 | | 139 | Uttarakhand Gramin Bank | RRB | SBI | 25,000 | 1,00,000 | | 140 | Vananchal Gramin Bank | RRB | SBI | 20,000 | 20,000 | | 141 | Vasai Vikas Co-op Bank Ltd | Cooperative | NA | 1,00,000 | 1,00,000 | | 142 | Vijaya Bank | Public Sector Bank | NA | 25,000 | 50,000 | | 143 | Yes Bank | Private | NA | 1,00,000 | 1,00,000 |