> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# About Route

<div style={{display:"flex",flexWrap:"wrap",alignItems:"center",gap:"0.35rem 0.9rem",border:"1px solid rgba(128,128,128,0.28)",borderRadius:"0.5rem",padding:"0.45rem 0.75rem",margin:"0 0 1.25rem",fontSize:"0.875rem"}}>
  <span style={{fontWeight:600}}>Available in</span>
  <span>🇮🇳 India</span>
</div>

Razorpay Route simplifies complex payment flows by enabling you to easily split incoming funds among multiple third-parties, sellers or bank accounts. This solution is ideally suited for businesses, such as marketplaces or platforms, that operate on a `one-to-many` disbursement model.

<AccordionGroup>
  <Accordion title="Features">
    * Add and manage Linked Accounts.
    * Split payments and transfer funds to multiple Linked Accounts.
    * Reverse transferred funds and manage customer refunds with automated reversals.
    * Manage Linked Account settlements.
    * Move from manual and file-based reconciliation to an entirely API-driven process.
  </Accordion>

  <Accordion title="Advantages">
    * **Instant Transfers**: Instant transfers, ensuring recipients receive payments promptly. Beneficial for businesses and individuals who rely on timely disbursements.
    * **Multiple Payment Transfers**: Splits payments into various portions for seamless transfer to multiple parties, ideal for marketplaces where sellers, service providers and platform owners receive their respective shares.
    * **Easy Integration**: Seamlessly integrates into existing payment systems via APIs, enhancing payment capabilities without major system changes.
    * **Transparent Reporting and Settlements**: Comprehensive reporting and analytics for tracking transactions, transfers and settlements.
  </Accordion>
</AccordionGroup>

## Prerequisites

You should add Linked Accounts using the [Dashboard](/docs/payments/route/linked-account#add-and-manage-linked-accounts) or [APIs](/docs/api/payments/route/create-linked-account) before using Route.

## Eligibility Requirements

As per RBI Payment Aggregator guidelines issued in September 2025, businesses must meet the following criteria to access or continue using Route.

### Minimum Financial Turnover

Your business must meet at least one of the following thresholds in either the current (FY26) or preceding (FY25) financial year:

| Turnover Type | Minimum Threshold | Accepted Document                                       |
| ------------- | ----------------- | ------------------------------------------------------- |
| Domestic      | > ₹40 Lakhs       | GST-3B returns (cumulative taxable outward supplies)    |
| Export        | > ₹5 Lakhs        | Bank-issued FIRC (INR equivalent of inward remittances) |

### Payer-Payee Transparency

The third party listed as your linked account must directly interface with your customers to provide goods or services. To meet this requirement, submit a written confirmation describing your Route use case. Razorpay will review the submission and, once approved, it will be treated as a valid declaration of Payer-Payee Transparency for your account.

<Warning>
  **Watch Out!**

  The deadline to submit compliance information was **December 31, 2025**. If you were using Route before this date and did not submit the required proofs, your Route access has been disabled. Please reach out to [Razorpay Support team](https://razorpay.com/support/) for getting Route re-enabled.
</Warning>

For answers to common questions about these requirements, refer to the [RBI Compliance FAQs](/docs/payments/route/faqs#rbi-compliance-requirements-for-route).

## How Route Works

Given below is the funds flow in Route:

<img class="click-zoom" src="https://razorpay.com/docs/build/browser/assets/images/route_flow.gif" alt="Route Flow" width="970" />

1. A customer makes a purchase on your site.
2. You can choose to:
   * Initiate transfer of funds to Linked Accounts.
   * Defer the transfer settlement.
   * Define a custom delay period for settlement.
3. Razorpay settles funds to the Linked Account and sends a webhook notification to you.

## Get Started

To get started with Route:

1. Log in to the Dashboard and click **Route** under **PAYMENT PRODUCTS**.
2. After log in, you should add linked accounts to start using Route. Refer to the [Linked Accounts](/docs/payments/route/linked-account) page for more information.
3. Once Linked Accounts are added, you can then start creating transfers to those accounts. Refer to the [Transfer Funds to Linked Accounts](/docs/payments/route/transfer-funds-to-linked-accounts) page for more information.

Explore the [Route Use Cases](/docs/payments/route/use-cases) to gain insights into the practical applications of Route.

### Supported Platforms

Route is supported on the following platforms:

<Tabs>
  <Tab title="Standard Checkout">
    | Web | Android | iOS | Webview |
    | --- | ------- | --- | ------- |
    | ✓   | ✓       | ✓   | ✓       |
  </Tab>

  <Tab title="Custom Checkout">
    | Web | Android | iOS | Webview |
    | --- | ------- | --- | ------- |
    | ✓   | ✓       | ✓   | ✓       |
  </Tab>
</Tabs>

### Related Information

* [Linked Accounts](/docs/payments/route/linked-account)
* [Transfer Funds to Linked Accounts](/docs/payments/route/transfer-funds-to-linked-accounts)
* [Initiate Refund](/docs/payments/route/linked-account/initiate-refund)
* [Reports](/docs/payments/route/view-reports)
* [RBI Compliance FAQs](/docs/payments/route/faqs#rbi-compliance-requirements-for-route)