> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.
# Supported Banks and Apps
> List of banks and apps that support Subscription using Emandate (Netbanking, Debit Card, Aadhaar), card and UPI.
Available in
🇮🇳 India
🇸🇬 Singapore
🇺🇸 United States
Razorpay Subscriptions supports recurring payments via Emandate, Cards and UPI Autopay. Use this page to check supported banks, apps and platform compatibility for each payment method.
**Dynamic Bank Lists**
The list of supported banks changes periodically. Use the [Methods API](#methods-api) to fetch the current list programmatically.
## Emandate
Emandate supports recurring payments via netbanking, debit card or Aadhaar authentication. To fetch the current list of supported banks and their authentication types, call the [Methods API](#methods-api). Supported banks appear under `recurring.emandate` in the response.
## Cards
We support Visa, Mastercard and RuPay cards from all major banks for recurring payments. To fetch the current list of supported card networks, call the [Methods API](#methods-api). Supported networks appear under `recurring.card` in the response.
**Handy Tips**
Contact our [Support team](https://razorpay.com/support/#request) if you face difficulties with card payments from any major bank.
## UPI Autopay
We support all apps and banks listed on the [NPCI Autopay members page](https://www.npci.org.in/product/autopay/all-members).
### Supported Apps and Handles
The table below shows frequently used UPI apps, their handles and whether they support mandate amounts above ₹15,000.
| Application | Handles | Supports > ₹15,000 |
| ----------- | -------------------------------------- | ------------------ |
| Google Pay | @okhdfcbank, @okicici, @okaxis, @oksbi | Yes |
| Paytm | @paytm | Yes |
| Amazon Pay | @apl, @yapl | Yes |
| PhonePe | @ybl, @ibl, @axl | No |
| BHIM | @upi | No |
| Application | Handle |
| ------------------ | --------------------- |
| BHIM Axis Pay | @axisbank, @sliceaxis |
| BHIM Baroda Pay | @barodampay |
| BHIM BOI UPI | @boi |
| BHIM DLB UPI | @dlb |
| BHIM IndusPay | @indus |
| Canara Bank | @cnrb |
| iMobile Pay | @icici |
| NSDL Payments Bank | @nsdl |
| DakPay | @postbank |
| MobiKwik | @ikwik |
| Digibank | @dbs |
| PayZapp | @pz |
### Amount Limits
The default maximum mandate amount for UPI Autopay is ₹15,000 per transaction. For certain MCCs, the limit increases to ₹1,00,000.
| MCC | Description |
| ---- | ----------------------------------------------- |
| 5413 | Credit Card Bill Payments |
| 5960 | Direct Marketing Insurance Services |
| 6012 | Financial Institutions Merchandise and Services |
| 6211 | Securities Brokers and Dealers |
| 6300 | Insurance Sales, Underwriting and Premiums |
| 6381 | Insurance Premiums |
| 6399 | Insurance |
| 6529 | LIC |
Learn more about limits applicable to each merchant category by referring to [limits by MCC.](/docs/payments/recurring-payments/overview/integrate)
## UPI Intent Support
UPI Intent allows customers to complete mandate registration directly in their preferred UPI app. Support varies by checkout integration and platform.
| PSP App | mWeb | Android SDK | iOS SDK |
| ---------- | ---- | ----------- | ------- |
| Google Pay | ✗ | ✓ | ✓ |
| PhonePe | ✓ | ✓ | ✓ |
| Paytm | ✓ | ✓ | ✓ |
| Amazon Pay | ✗ | ✗ | ✗ |
| BHIM | ✗ | ✓ | ✗ |
| PSP App | mWeb | Android SDK | iOS SDK |
| ---------- | ---- | ----------- | ------- |
| Google Pay | ✓ | ✓ | ✗ |
| PhonePe | ✓ | ✓ | ✗ |
| Paytm | ✓ | ✓ | ✗ |
| Amazon Pay | ✗ | ✓ | ✗ |
| BHIM | ✗ | ✓ | ✗ |
| PSP App | mWeb | Android SDK | iOS SDK |
| ---------- | ---- | ----------- | ------- |
| Google Pay | ✓ | ✓ | ✗ |
| PhonePe | ✓ | ✓ | ✗ |
| Paytm | ✓ | ✓ | ✗ |
| Amazon Pay | ✓ | ✓ | ✗ |
| BHIM | ✓ | ✓ | ✗ |
### UPI Intent for TPV
Third-Party Validation (TPV) ensures payments are made only from pre-registered bank accounts. The table below shows intent support for TPV.
| PSP App | mWeb | Android SDK | iOS SDK |
| ---------- | ---- | ----------- | ------- |
| Google Pay | ✓ | ✓ | ✓ |
| PhonePe | ✓ | ✓ | ✗ |
| Paytm | ✓ | ✓ | ✓ |
| Amazon Pay | ✗ | ✓ | ✗ |
| BHIM | ✗ | ✓ | ✗ |
| PSP App | mWeb | Android SDK | iOS SDK |
| ---------- | ---- | ----------- | ------- |
| Google Pay | ✓ | ✓ | ✓ |
| PhonePe | ✓ | ✓ | ✗ |
| Paytm | ✓ | ✓ | ✓ |
| Amazon Pay | ✗ | ✓ | ✗ |
| BHIM | ✗ | ✓ | ✗ |
| PSP App | mWeb | Android SDK | iOS SDK |
| ---------- | ---- | ----------- | ------- |
| Google Pay | ✓ | ✓ | ✗ |
| PhonePe | ✓ | ✓ | ✗ |
| Paytm | ✓ | ✓ | ✗ |
| Amazon Pay | ✓ | ✓ | ✗ |
| BHIM | ✓ | ✓ | ✗ |
**Watch Out!**
* Contact [Support](https://razorpay.com/support/#request) to enable PSP apps other than PhonePe and Paytm on Standard Checkout for UPI TPV.
* UPI Intent TPV is not supported for @okaxis handle.
### UPI Intent for OC125
OC125 restricts customers from pausing or cancelling mandates. This feature is available only for lending businesses.
| PSP App | mWeb | Android SDK | iOS SDK |
| ---------- | ---- | ----------- | ------- |
| Google Pay | ✓ | ✓ | ✓ |
| PhonePe | ✓ | ✓ | ✗ |
| Paytm | ✓ | ✓ | ✓ |
| PSP App | mWeb | Android SDK | iOS SDK |
| ---------- | ---- | ----------- | ------- |
| Google Pay | ✓ | ✓ | ✓ |
| PhonePe | ✓ | ✓ | ✗ |
| Paytm | ✓ | ✓ | ✓ |
| PSP App | mWeb | Android SDK | iOS SDK |
| ---------- | ---- | ----------- | ------- |
| Google Pay | ✓ | ✓ | ✗ |
| PhonePe | ✓ | ✓ | ✗ |
| Paytm | ✓ | ✓ | ✗ |
**Watch Out!**
* Contact [Support](https://razorpay.com/support/#request) to enable UPI Intent on Standard Checkout.
* UPI Intent is not supported for @okaxis handle.
## Methods API
Use the Methods API to fetch the current list of supported card networks and banks for subscriptions.
`GET /methods`
**\[YOUR\_KEY\_ID] Required**
To fire this API, you need to provide your \[KEY\_ID] for authorization. Your \[KEY\_SECRET] is not required and should not be passed.
```bash Request theme={null}
curl -u [YOUR_KEY_ID] \
-X GET https://api.razorpay.com/v1/methods
```
```json Response theme={null}
{
"entity": "methods",
...
...
...
"nach": true,
...
...
...
"recurring": {
"card": {
"credit": [
"MasterCard",
"Visa"
]
},
"emandate": {
"ANDB": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "Andhra Bank"
},
"UTIB": {
"auth_types": [
"netbanking"
],
"name": "Axis Bank"
},
"BARB_R": {
"auth_types": [
"netbanking"
],
"name": "Bank of Baroda - Retail Banking"
},
"MAHB": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "Bank of Maharashtra"
},
"CNRB": {
"auth_types": [
"netbanking"
],
"name": "Canara Bank"
},
"CBIN": {
"auth_types": [
"netbanking"
],
"name": "Central Bank of India"
},
"CIUB": {
"auth_types": [
"netbanking"
],
"name": "City Union Bank"
},
"COSB": {
"auth_types": [
"netbanking"
],
"name": "Cosmos Co-operative Bank"
},
"DEUT": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "Deutsche Bank"
},
"DLXB": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "Dhanlaxmi Bank"
},
"ESFB": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "Equitas Small Finance Bank"
},
"FDRL": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "Federal Bank"
},
"HDFC": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "HDFC Bank"
},
"HSBC": {
"auth_types": [
"netbanking"
],
"name": "Hongkong & Shanghai Banking Corporation"
},
"ICIC": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "ICICI Bank"
},
"IBKL": {
"auth_types": [
"netbanking"
],
"name": "IDBI"
},
"IDFB": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "IDFC FIRST Bank"
},
"IOBA": {
"auth_types": [
"netbanking"
],
"name": "Indian Overseas Bank"
},
"INDB": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "Indusind Bank"
},
"KARB": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "Karnataka Bank"
},
"KKBK": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "Kotak Mahindra Bank"
},
"ORBC": {
"auth_types": [
"netbanking"
],
"name": "PNB (Erstwhile-Oriental Bank of Commerce)"
},
"PYTM": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "Paytm Payments Bank"
},
"PUNB_R": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "Punjab National Bank - Retail Banking"
},
"RATN": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "RBL Bank"
},
"SIBL": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "South Indian Bank"
},
"SCBL": {
"auth_types": [
"netbanking"
],
"name": "Standard Chartered Bank"
},
"SBIN": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "State Bank of India"
},
"TMBL": {
"auth_types": [
"netbanking"
],
"name": "Tamilnadu Mercantile Bank"
},
"USFB": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "Ujjivan Small Finance Bank"
},
"UBIN": {
"auth_types": [
"netbanking"
],
"name": "Union Bank of India"
},
"YESB": {
"auth_types": [
"netbanking",
"debitcard"
],
"name": "Yes Bank"
},
"AUBL": {
"auth_types": [
"debitcard"
],
"name": "AU Small Finance Bank"
},
"CITI": {
"auth_types": [
"debitcard"
],
"name": "CITI Bank"
},
"DCBL": {
"auth_types": [
"debitcard"
],
"name": "DCB Bank"
}
},
"nach": true
},
...
...
...
}
```
### Related Information
* [About Subscriptions](/docs/payments/subscriptions)
* [Subscription Workflow](/docs/payments/subscriptions/workflow)
* [Subscription States](/docs/payments/subscriptions/states)
* [Create Subscriptions](/docs/payments/subscriptions/create)
* [Test Subscriptions](/docs/payments/subscriptions/test)
* [Subscriptions APIs](/docs/payments/subscriptions/apis)