> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Other Benefits

> Explore other benefits your organisation has configured on the Payroll Dashboard.

<div style={{display:"flex",flexWrap:"wrap",alignItems:"center",gap:"0.35rem 0.9rem",border:"1px solid rgba(128,128,128,0.28)",borderRadius:"0.5rem",padding:"0.45rem 0.75rem",margin:"0 0 1.25rem",fontSize:"0.875rem"}}>
  <span style={{fontWeight:600}}>Available in</span>
  <span>🇮🇳 India</span>
</div>

On the Payroll Dashboard, your organisation can configure other benefits for employees such as VPF, insurance, loans and more. Contact your HR/Manager to check if these benefits are available.

<Warning>
  **Watch Out!**

  You can avail the following benefits only if your organisation has configured them for employees.
</Warning>

## Available Benefits

The following benefits are available on the Dashboard for employees to avail:

<AccordionGroup>
  <Accordion title="Employee Loans">
    On the Payroll Dashboard, your organisation can disburse loans to employees basis the internal loan policy. As an employee, you can:

    * Avail loan at a lower interest rate.
    * Choose your EMI amount.
    * Foreclose the loan amount.
    * Skip EMIs when necessary.

    Contact your HR/Manager to avail employee loans.
  </Accordion>

  <Accordion title="Salary Advance">
    On the Payroll Dashboard, your organisation can either provide a salary advance or allow employees to request a salary advance.

    In a salary advance, a portion of your salary is provided as an advance. The amount is recovered via monthly EMIs without any interest charges.

    You can request a salary advance from your HR/Manager or raise a salary advance request via the Dashboard.
  </Accordion>

  <Accordion title="Voluntary Provident Fund (VPF)">
    Voluntary Provident Fund (VPF) is a monthly investment scheme earning up to 9% annual interest.

    * It has a lock-in period of 5 years, after which the total withdrawable amount at maturity becomes tax-free.
    * VPF is an EEE investment: exempt from tax on contribution, principal and interest earned.

    Some organisations provide employees the option to contribute to Voluntary Provident Fund. As an employee, you can contact your HR/Manager to start contributing to VPF.

    If VPF is already available to you, you can change your monthly VPF contribution amount in **Tax Deductions** on the Payroll Dashboard.

    <Warning>
      **Watch Out!**

      You cannot contribute to VPF if you are not eligible for EPF.
    </Warning>
  </Accordion>

  <Accordion title="WhatsApp Integration for Payslips and Reimbursements">
    You can now request or receive monthly payslips as well as raise reimbursements requests directly on WhatsApp, only if both you and your organisation have enabled it.

    * To check if your organisation has enabled the integration, contact your HR/Manager.
    * To check if you have enabled it, go to **My profile** → **Other Information** on the Payroll Dashboard.

    Know more about the [WhatsApp Integration](/docs/payroll/employees/whatsapp-integration).
  </Accordion>

  <Accordion title="Slack App Integration for Leaves and Reimbursements">
    If your organisation has enabled Slack integration, you can use the in-app commands to:

    * Apply leaves
    * Check the yearly holiday list
    * Request reimbursements
    * Check payslips
    * Check-in and check out to mark attendance

    Know more about the [Slack integration guide for employees](/docs/payroll/employees/slack-integration).
  </Accordion>

  <Accordion title="Flexible Benefits Via Payroll & Zaggle">
    Origanisations provide flexible benefits which allows employees to customise their CTC. Your organisation can set up flexible benefits in two ways:

    * [Flexible Benefits module](/docs/payroll/employees/declarations/flexible-benefits).
    * [Via the Zaggle integration](/docs/payroll/employees/declarations/zaggle).

    Contact your HR/Admin to know if flexible benefits are enabled for you and when the declaration and proof upload windows are open.
  </Accordion>

  <Accordion title="Insurance">
    Payroll enables group insurance for employees. Your organisation must configure the relevant integrations to provide insurance benefits to you.

    Contact your HR/Manager for more information.
  </Accordion>
</AccordionGroup>

### Related Information

* [Employee Dashboard](/docs/payroll/employees)
* [Flexible Benefits Plan](/docs/payroll/employees/declarations/flexible-benefits)