> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# RazorpayX Lite

> Check RazorpayX Lite and how to add funds to it.

<div style={{display:"flex",flexWrap:"wrap",alignItems:"center",gap:"0.35rem 0.9rem",border:"1px solid rgba(128,128,128,0.28)",borderRadius:"0.5rem",padding:"0.45rem 0.75rem",margin:"0 0 1.25rem",fontSize:"0.875rem"}}>
  <span style={{fontWeight:600}}>Available in</span>
  <span>🇮🇳 India</span>
</div>

RazorpayX Lite is a digital account created in RazorpayX for businesses to start making payouts within a short span of time. However, we recommend you to open a [Current](/docs/x/account-types/current-account) or [Escrow account](/docs/x/account-types/escrow) supercharged with the RazorpayX tech stack to seamlessly manage all your payables and receivables in a single dashboard. **The accounts are powered by our Partner Banks.**

* RazorpayX Lite is available to you as soon as you complete the KYC process and have your account verified. The approval process is simple and fast.
* RazorpayX Lite has a customer identifier and IFSC. You can get these details on your RazorpayX Dashboard when you click **+ Add balance**. You will see your account details as shown here:

  <img src="https://razorpay.com/docs/build/browser/assets/images/addbalanceNew.jpg" alt="RazorpayX Lite Details" width="400" />

## Create RazorpayX Lite

1. You can kick start the activation process by completing the KYC form. The KYC form can be accessed using the **Fill KYC Form** button from the RazorpayX Dashboard as shown here:
   <img src="https://razorpay.com/docs/build/browser/assets/images/x-va-kyc.jpg" alt="Fill KYC Form to activate RazorpayX Account" width="800" />
   The KYC modal is displayed as shown here:
   <img src="https://razorpay.com/docs/build/browser/assets/images/x-va-kyc-modal.jpg" alt="Complete KYC Form to activate RazorpayX Account" width="800" />

2. Enter the details in each section of the modal and click **Next**. Once the form is submitted, the Razorpay team reviews your details and activates your account within 2-3 business days.

## Add Funds

For a safer and secured banking experience, you must add funds to your RazorpayX Lite through [validated bank accounts only](/docs/x/account-types/source-account-validation). You can add upto 5 accounts for fund loading on the RazorpayX Dashboard.

## Direct Bank Transfers: Netbanking

To add funds to your RazorpayX Lite via a direct bank transfer:

1. Log in to your netbanking account.
2. Copy your RazorpayX Lite details. Account details include your customer identifier and IFSC details.
3. Create a beneficiary using your account details.
4. Transfer funds via IMPS, NEFT or RTGS.

### Related Information

* [Set up your RazorpayX account](/docs/x/set-up)
* [Generate API Keys](/docs/x/dashboard/api-keys)
* [Test Mode](/docs/x/dashboard/test-mode)