> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# About Fund Accounts

> Create, Update and View Fund Accounts on the RazorpayX Dashboard.

<div style={{display:"flex",flexWrap:"wrap",alignItems:"center",gap:"0.35rem 0.9rem",border:"1px solid rgba(128,128,128,0.28)",borderRadius:"0.5rem",padding:"0.45rem 0.75rem",margin:"0 0 1.25rem",fontSize:"0.875rem"}}>
  <span style={{fontWeight:600}}>Available in</span>
  <span>🇮🇳 India</span>
</div>

Fund accounts are accounts associated with a [Contact](/docs/x/contacts) (similar to a *beneficiary* in your netbanking portal).

* To make a payout to a Contact, you must add a Fund Account to the Contact.
* There is no limitation to the number of Fund accounts a Contact can have.

## Fund Account Types

Fund accounts are associated with a Contact. Payouts are made to the Fund accounts. There are three types of fund accounts:

* **Bank account**: Make payouts to a beneficiary's bank account via bank transfer using one of the available such as NEFT or IMPS.
* **UPI ID (VPA)**: Make payouts to a beneficiary's UPI ID via a UPI transfer.
* **Cards**: Know more about [Payouts to Cards](/docs/api/x/payouts-cards).
  * **Credit Card**: Make payouts directly to a beneficiary's credit card by bank transfer using NEFT or IMPS.
  * **Debit Card or Prepaid Card**: Make payouts directly to a beneficiary's debit card or prepaid card using the 'card' mode.
* **Wallet**: Make payouts to your beneficiary's wallet. You can make payouts to a beneficiary via an Amazon Pay gift card. Know more about [Payouts to Amazon Pay Wallet](/docs/api/x/payout-wallet).

Know about the [payout modes available for each Fund account type](/docs/x/payouts#payout-modes-and-tat) and the [list of banks/cards supported](/docs/x/payouts/cards#banks).

## Fund Account Actions

The following table lists down the actions that can be performed on Fund accounts using APIs, Dashboard and Bulk Upload:

| Action                    | API | Dashboard | Bulk Upload |
| ------------------------- | --- | --------- | ----------- |
| Create a fund account     | ✓   | ✓         | ✓           |
| View fund account details | ✓   | ✓         | ✓           |
| Mark as inactive          | ✓   | ✓         | x           |

You can create Fund accounts using APIs either with [bank account](/docs/api/x/fund-accounts/create/bank-account) details or [VPA](/docs/api/x/fund-accounts/create/vpa), or [create contacts in bulk](/docs/x/contacts/bulk-uploads).

## Dashboard Actions

After logging in to your RazorpayX account, you can start creating a contact and its associated fund account. Refer below for steps on how to create a contact with a fund account, and how to update it.

### Create a Contact with Fund Account

To create a Contact with Fund Account from the Dashboard:

1. Log in to the [RazorpayX Dashboard](https://x.razorpay.com/).
2. Navigate to **Contacts**.
3. Click **+ CONTACT**.
4. Fill Contact details and click **NEXT**.
5. Add Fund Account details.
6. Click **SAVE AND CLOSE**.

### Add New Fund Account

To add a new Fund Account to an existing Contact from the Dashboard:

1. Log in to the [RazorpayX Dashboard](https://x.razorpay.com/).
2. Navigate to **Contacts**.
3. Select the Contact you want to edit.
4. Click **ADD FUND ACCOUNT**.
5. Add the Fund Account details.
6. Click **SAVE AND CLOSE**.

You can also [create and update Fund Account using APIs](/docs/api/x/fund-accounts#list-of-endpoints).

### Next Steps

* [Fund Account Validation](/docs/x/fund-account-validation)

### Related Information

* [Payouts](/docs/x/payouts)
* [Contacts](/docs/x/contacts)
* [Fund Account APIs](/docs/x/fund-accounts/api)