> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.
# Recurring Payments
> Create and collect an authorisation transaction from your customer and charge the customer for recurring payments on Optimizer.
Available in
🇮🇳 India
You can use Optimizer Recurring Payments to set up and oversee customer payments on your terms. It is a user-friendly self-serve feature on Optimizer that simplifies the process, enabling you to establish recurring payment schedules for your customers effortlessly.
## Supported Payment Gateways and Methods
| Payment Gateways | Payment Methods |
| ---------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| PayU | |
| Razorpay | |
| HDFC Mindgate | |
**Watch Out!**
Optimizer rules apply only for the first-time registration payment. All subsequent debits happen on the same terminal used for registration payment. Optimizer Rules will not be applicable for subsequent payments.
## Integrate Emandate (PayU)
### Prerequisites
1. Write to your PayU Relationship Manager with the following requests:
* Enable seamless mode for your account. Mention that you use a technology company to handle sensitive card data.
* Enable the method ENACH for your account.
* Configure the webhook URL as `https://api.razorpay.com/v1/callback/payu` to receive an Emandate response.
* Subscribe to webhooks for all emandate payment events.
* Enable the required banks.
* Provide **PayU key** and **Salt key** details.
2. You should have an [active Razorpay account](/docs/payments/set-up) with [Optimizer](/docs/payments/optimizer) enabled.
3. Get in touch with your Razorpay Relationship Manager to enable **Emandate** as a payment method.
### Integration Steps
Below are the steps to integrate Recurring Payments for PayU using Emandate as a payment method:
Know how to [add PayU as a payment provider](/docs/payments/optimizer/payu-instant#add-payu-as-a-payment-provider).
**Watch Out!**
Ensure you select `Emandate` as a payment method while selecting the required payment methods.
To route emandate transactions via Optimizer, configure the rule as follows:
1. Log in to your Dashboard.
2. Go to the **PAYMENT PRODUCTS** section and click **Optimizer**.
3. Click **+Add New Rule** and enter the **Rule name** and **Description**.
4. Click **Next** and enter the following rule:
* In **Select Parameter** field, select **Payment Method**.
* In **Select Connection** field, select **Equal to**.
* In **Select Comparing Value** field, select **emandate**.
5. Click **Add Another Condition** and enter the following rule:
* In **Select Parameter** field, select **Emandate Authentication Type**.
* In **Select Connection** field, select **One Of**.
* In **Select Comparing Value** field, select **netbanking** or **debit card** as per your requirement and click **Next**.
**Watch Out!**
PayU does not support Aadhaar-based authentication. To use Aadhaar authentication, route transactions to Razorpay.
6. Enter the value **100** in the **Route** field, select **payu** in the **payment via** drop-down, and click Next.
7. Click **Publish Rule**.
## Integrate Cards (PayU)
### Prerequisites
1. Write to your PayU Relationship Manager with the following requests:
* Enable seamless mode for your account. Mention that you use a technology company to handle sensitive card data.
* Enable the method **Card Recurring** for your account.
* Configure the webhook URL as `https://api.razorpay.com/v1/callback/payu` to receive a card recurring response.
* Subscribe to webhooks for all card recurring payment events.
* Provide **PayU key** and **Salt key** details.
2. You should have an [active Razorpay account](/docs/payments/set-up) with [Optimizer](/docs/payments/optimizer) enabled.
3. Get in touch with your Razorpay Relationship Manager to enable **Card Recurring** as a payment method.
### Integration Steps
Below are the steps to integrate Recurring Payments for PayU using Cards as a payment method:
Know how to [add PayU as a payment provider](/docs/payments/optimizer/payu-instant#add-payu-as-a-payment-provider).
**Watch Out!**
Ensure you select `Card` as a payment method while selecting the required payment methods.
To route cards transactions via Optimizer, configure the rule as follows:
1. Log in to your Dashboard.
2. Go to the **PAYMENT PRODUCTS** section and click **Optimizer**.
3. Click **+Add New Rule** and enter the **Rule name** and **Description**.
4. Click **Next** and enter the following rule:
* In **Select Parameter** field, select **Payment Method**.
* In **Select Connection** field, select **Equal to**.
* In **Select Comparing Value** field, select **card**.
5. Click **Add Another Condition** and enter the following rule:
* In **Select Parameter** field, select **Recurring (card)**.
* In **Select Connection** field, select **Equal to**.
* In **Select Comparing Value** field, select **true** and click **Next**.
6. Enter the value **100** in the **Route** field, select **payu** in the **payment via** drop-down, and click Next.
7. Click **Publish Rule**.
**Handy Tips**
You can follow similar steps for UPI payments by selecting UPI as the payment method.