OTC (Cash or Cheque) Webhook Events

List of OTC (Cash or Cheque) webhook events for HDFC Collect Now along with the sample payload.

OTC (Over the Counter) lets your customers pay into a virtual account using cash or cheque at a bank branch. Each successful credit triggers the virtual_account.credited webhook event.

List of Webhook Events

The table below lists the webhook event available for OTC (Cash or Cheque).

Webhook Event	Description
virtual_account.credited	Triggered when a payment is made to a virtual account using OTC (Cash or Cheque).

Sample Payload

Virtual Account Credited

Given below is the sample payload for the virtual_account.credited event when the payment is received using OTC (Cash or Cheque).

virtual_account.credited

{
  "entity": "event",
  "account_id": "acc_BFQ7uQEaa7j2z7",
  "event": "virtual_account.credited",
  "contains": [
    "payment",
    "virtual_account",
    "bank_transfer"
  ],
  "payload": {
    "payment": {
      "entity": {
        "id": "pay_OTC12KrOlhqQzF",
        "entity": "payment",
        "amount": 75000,
        "currency": "INR",
        "status": "captured",
        "order_id": null,
        "invoice_id": null,
        "international": false,
        "method": "bank_transfer",
        "amount_refunded": 0,
        "amount_transferred": 0,
        "refund_status": null,
        "captured": true,
        "description": "NA",
        "card_id": null,
        "bank": null,
        "wallet": null,
        "vpa": null,
        "email": "[e-mail]",
        "contact": "[phone]",
        "customer_id": "cust_BtQNqzmBlAXyTY",
        "notes": [],
        "fee": 885,
        "tax": 135,
        "error_code": null,
        "error_description": null,
        "created_at": 1567675983
      }
    },
    "virtual_account": {
      "entity": {
        "id": "va_DET8z3wBxfPB5L",
        "name": "Acme Corp",
        "entity": "virtual_account",
        "status": "active",
        "description": "Virtual Account to test webhook",
        "amount_expected": null,
        "notes": {
          "Important": "Notes for Internal Reference"
        },
        "amount_paid": 75000,
        "customer_id": "cust_BtQNqzmBlAXyTY",
        "close_by": null,
        "closed_at": null,
        "created_at": 1567675923,
        "receivers": [
          {
            "id": "ba_DET8z5Z5ghv4hW",
            "entity": "bank_account",
            "ifsc": "RATN0VAAPIS",
            "bank_name": "RBL Bank",
            "name": "Acme Corp",
            "account_number": "1112220006712324"
          }
        ]
      }
    },
    "bank_transfer": {
      "entity": {
        "id": "bt_OTC12KSUJ3uCM9",
        "entity": "bank_transfer",
        "payment_id": "pay_OTC12KrOlhqQzF",
        "mode": "OTC",
        "bank_reference": "156767598342",
        "amount": 75000,
        "payer_bank_account": {
          "id": "ba_OTC12UuuKtKLR1",
          "entity": "bank_account",
          "ifsc": "KKBK0000007",
          "bank_name": "Kotak Mahindra Bank",
          "name": "Gaurav Kumar",
          "account_number": "765432123456789"
        },
        "virtual_account_id": "va_DET8z3wBxfPB5L"
      }
    }
  },
  "created_at": 1567675983
}