Available in🇮🇳 India
Refer to the following information while using the Sub-merchant Onboarding APIs.
Business Type
List of supported business types:| Business Type | Code |
|---|---|
| PROPRIETORSHIP | 1 |
| INDIVIDUAL | 2 |
| PARTNERSHIP | 3 |
| PRIVATE_LIMITED | 4 |
| PUBLIC_LIMITED | 5 |
| LLP | 6 |
| NGO | 7 |
| EDUCATIONAL_INSTITUTES | 8 |
| TRUST | 9 |
| SOCIETY | 10 |
| NOT_YET_REGISTERED | 11 |
| OTHER | 12 |
| HUF | 13 |
| GOVERNMENT | 14 |
| JUDICIAL_PERSON | 15 |
| LOCAL_AUTHORITY | 16 |
| SECTION_8_COMPANY | 17 |
Business Category
The following table lists the possible values for Business Category:| Values |
|---|
financial_services |
education |
healthcare |
utilities |
government |
logistics |
tours_and_travel |
transport |
ecommerce |
food |
it_and_software |
gaming |
media_and_entertainment |
services |
housing |
not_for_profit |
social |
others |
Business Sub-Category
Following are the possible values for Business Sub-Category for respective Business Categories:Financial Services
Financial Services
| Values |
|---|
| mutual_fund |
| lending |
| cryptocurrency |
| insurance |
| nbfc |
| cooperatives |
| pension_fund |
| forex |
| securities |
| commodities |
| accounting |
| financial_advisor |
| crowdfunding |
| trading |
| betting |
| get_rich_schemes |
| moneysend_funding |
| wire_transfers_and_money_orders |
| tax_preparation_services |
| tax_payments |
| digital_goods |
| atms |
Education
Education
| Values |
|---|
| college |
| schools |
| university |
| professional_courses |
| distance_learning |
| day_care |
| coaching |
| elearning |
| vocational_and_trade_schools |
| sporting_clubs |
| dance_halls_studios_and_schools |
| correspondence_schools |
Healthcare
Healthcare
| Values |
|---|
| pharmacy |
| clinic |
| hospital |
| lab |
| dietician |
| fitness |
| health_coaching |
| health_products |
| drug_stores |
| healthcare_marketplace |
| osteopaths |
| medical_equipment_and_supply_stores |
| podiatrists_and_chiropodists |
| dentists_and_orthodontists |
| hardware_stores |
| ophthalmologists |
| orthopedic_goods_stores |
| testing_laboratories |
| doctors |
| health_practitioners_medical_services |
Ecommerce
Ecommerce
| Values |
|---|
| ecommerce_marketplace |
| agriculture |
| books |
| electronics_and_furniture |
| coupons |
| rental |
| fashion_and_lifestyle |
| gifting |
| grocery |
| baby_products |
| office_supplies |
| wholesale |
| religious_products |
| pet_products |
| sports_products |
| arts_and_collectibles |
| sexual_wellness_products |
| drop_shipping |
| crypto_machinery |
| tobacco |
| weapons_and_ammunitions |
| stamps_and_coins_stores |
| office_equipment |
| automobile_parts_and_equipements |
| garden_supply_stores |
| household_appliance_stores |
| non_durable_goods |
| pawn_shops |
| electrical_parts_and_equipment |
| wig_and_toupee_shops |
| gift_novelty_and_souvenir_shops |
| duty_free_stores |
| office_and_commercial_furniture |
| dry_goods |
| books_and_publications |
| camera_and_photographic_stores |
| record_shops |
| meat_supply_stores |
| leather_goods_and_luggage |
| snowmobile_dealers |
| men_and_boys_clothing_stores |
| paint_supply_stores |
| automotive_parts |
| jewellery_and_watch_stores |
| auto_store_home_supply_stores |
| tent_stores |
| shoe_stores_retail |
| petroleum_and_petroleum_products |
| department_stores |
| automotive_tire_stores |
| sport_apparel_stores |
| variety_stores |
| chemicals_and_allied_products |
| commercial_equipments |
| fireplace_parts_and_accessories |
| family_clothing_stores |
| fabric_and_sewing_stores |
| home_supply_warehouse |
| art_supply_stores |
| camper_recreational_and_utility_trailer_dealers |
| clocks_and_silverware_stores |
| discount_stores |
| school_supplies_and_stationery |
| second_hand_stores |
| watch_and_jewellery_repair_stores |
| liquor_stores |
| boat_dealers |
| opticians_optical_goods_and_eyeglasse_stores |
| wholesale_footwear_stores |
| cosmetic_stores |
| home_furnishing_stores |
| antique_stores |
| plumbing_and_heating_equipment |
| telecommunication_equipment_stores |
| women_clothing |
| florists |
| computer_software_stores |
| building_matrial_stores |
| candy_nut_confectionery_shops |
| glass_and_wallpaper_stores |
| commercial_photography_and_graphic_design_services |
| video_game_supply_stores |
| fuel_dealers |
| drapery_and_window_coverings_stores |
| hearing_aids_stores |
| automotive_paint_shops |
| durable_goods_stores |
| uniforms_and_commercial_clothing_stores |
| fur_shops |
| industrial_supplies |
| bicycle_stores |
| second_hand_stores |
| motorcycle_shops_and_dealers |
| children_and_infants_wear_stores |
| women_accessory_stores |
| construction_materials |
| books_periodicals_and_newspaper |
| floor_covering_stores |
| crystal_and_glassware_stores |
| accessory_and_apparel_stores |
| hardware_equipment_and_supply_stores |
| computers_peripheral_equipment_software |
| automobile_and_truck_dealers |
| aircraft_and_farm_equipment_dealers |
| antique_shops_sales_and_repairs |
| hearing_aids_stores |
| music_stores |
| furniture_and_home_furnishing_store |
Services
Services
| Values |
|---|
| repair_and_cleaning |
| interior_design_and_architect |
| movers_and_packers |
| legal |
| event_planning |
| service_centre |
| consulting |
| ad_and_marketing |
| services_classifieds |
| multi_level_marketing |
| construction_services |
| architectural_services |
| car_washes |
| motor_home_rentals |
| stenographic_and_secretarial_support_services |
| chiropractors |
| automotive_service_shops |
| shoe_repair_shops |
| telecommunication_service |
| fines |
| security_agencies |
| tailors |
| type_setting_and_engraving_services |
| small_appliance_repair_shops |
| photography_labs |
| dry_cleaners |
| massage_parlors |
| electronic_repair_shops |
| cleaning_and_sanitation_services |
| nursing_care_facilities |
| direct_marketing |
| lottery |
| veterinary_services |
| affliated_auto_rental |
| alimony_and_child_support |
| airport_flying_fields |
| golf_courses |
| tire_retreading_and_repair_shops |
| television_cable_services |
| recreational_and_sporting_camps |
| barber_and_beauty_shops |
| agricultural_cooperatives |
| carpentry_contractors |
| wrecking_and_salvaging_services |
| automobile_towing_services |
| video_tape_rental_stores |
| miscellaneous_repair_shops |
| motor_homes_and_parts |
| horse_or_dog_racing |
| laundry_services |
| electrical_contractors |
| debt_marriage_personal_counseling_service |
| air_conditioning_and_refrigeration_repair_shops |
| credit_reporting_agencies |
| heating_and_plumbing_contractors |
| carpet_and_upholstery_cleaning_services |
| swimming_pools |
| roofing_and_metal_work_contractors |
| internet_service_providers |
| recreational_camps |
| masonry_contractors |
| exterminating_and_disinfecting_services |
| ambulance_services |
| funeral_services_and_crematories |
| metal_service_centres |
| copying_and_blueprinting_services |
| fuel_dispensers |
| welding_repair |
| mobile_home_dealers |
| concrete_work_contractors |
| boat_rentals |
| personal_shoppers_and_shopping_clubs |
| door_to_door_sales |
| travel_related_direct_marketing |
| lottery_and_betting |
| bands_orchestras_and_miscellaneous_entertainers |
| furniture_repair_and_refinishing |
| contractors |
| direct_marketing_and_subscription_merchants |
| typewriter_stores_sales_service_and_rentals |
| recreation_services |
| direct_marketing_insurance_services |
| business_services |
| inbound_telemarketing_merchants |
| public_warehousing |
| outbound_telemarketing_merchants |
| clothing_rental_stores |
| transportation_services |
| electric_razor_stores |
| service_stations |
| photographic_studio |
| professional_services |
Housing
Housing
| Values |
|---|
| developer |
| facility_management |
| rwa |
| coworking |
| realestate_classifieds |
| space_rental |
Not for Profit
Not for Profit
| Values |
|---|
| charity |
| educational |
| religious |
| personal |
Social
Social
| Values |
|---|
| matchmaking |
| social_network |
| messaging |
| professional_network |
| neighbourhood_network |
| political_organizations |
| automobile_associations_and_clubs |
| country_and_athletic_clubs |
| associations_and_membership |
Media & Entertainment
Media & Entertainment
| Values |
|---|
| video_on_demand |
| music_streaming |
| multiplex |
| content_and_publishing |
| ticketing |
| news |
| video_game_arcades |
| video_tape_production_and_distribution |
| bowling_alleys |
| billiard_and_pool_establishments |
| amusement_parks_and_circuses |
| ticket_agencies |
Gaming
Gaming
| Values |
|---|
| game_developer |
| esports |
| online_casino |
| fantasy_sports |
| gaming_marketplace |
IT & Software
IT & Software
| Values |
|---|
| saas |
| paas |
| iaas |
| consulting_and_outsourcing |
| web_development |
| technical_support |
| data_processing |
Food
Food
| Values |
|---|
| online_food_ordering |
| restaurant |
| food_court |
| catering |
| alcohol |
| restaurant_search_and_booking |
| dairy_products |
| bakeries |
Utilities
Utilities
| Values |
|---|
| electricity |
| gas |
| telecom |
| water |
| cable |
| broadband |
| dth |
| internet_provider |
| bill_and_recharge_aggregators |
Government
Government
| Values |
|---|
| central |
| state |
| intra_government_purchases |
| goverment_postal_services |
Logistics
Logistics
| Values |
|---|
| freight |
| courier |
| warehousing |
| distribution |
| end_to_end_logistics |
| courier_services |
Tours and Travels
Tours and Travels
| Values |
|---|
| aviation |
| accommodation |
| ota |
| travel_agency |
| tourist_attractions_and_exhibits |
| timeshares |
| aquariums_dolphinariums_and_seaquariums |
Transportation
Transportation
| Values |
|---|
| cab_hailing |
| bus |
| train_and_metro |
| automobile_rentals |
| cruise_lines |
| parking_lots_and_garages |
| transportation |
| bridge_and_road_tolls |
| freight_transport |
| truck_and_utility_trailer_rentals |
Document Type
The following table lists the possible values for Document Types:| Document Type | Proof Type |
|---|---|
| PERSONAL_PAN | individual_proof_of_identification |
| BUSINESS_PAN_URL | business_proof_of_identification |
| BUSINESS_PROOF_URL | business_proof_of_identification |
| SHOP_ESTABLISHMENT_CERTIFICATE | business_proof_of_identification |
| GST_CERTIFICATE | business_proof_of_identification |
| MSME_CERTIFICATE | business_proof_of_identification |
| FORM_12A_URL | additional_documents |
| FORM_80G_URL | additional_documents |
| AADHAR_FRONT | individual_proof_of_address |
| AADHAR_BACK | individual_proof_of_address |
| PASSPORT_FRONT | individual_proof_of_address |
| PASSPORT_BACK | individual_proof_of_address |
| VOTER_ID_FRONT | individual_proof_of_address |
| VOTER_ID_BACK | individual_proof_of_address |
| BANK_STATEMENT | additional_documents |
| CANCELLED_CHEQUE | additional_documents |
| SEBI_REGISTRATION_CERTIFICATE | additional_documents |
| SLA_SEBI_REGISTRATION_CERTIFICATE | additional_documents |
| FFMC_LICENSE | additional_documents |
| SLA_FFMC_LICENSE | additional_documents |
| IRDAI_REGISTRATION_CERTIFICATE | additional_documents |
| SLA_IRDAI_REGISTRATION_CERTIFICATE | additional_documents |
| NBFC_REGISTRATION_CERTIFICATE | additional_documents |
| SLA_NBFC_REGISTRATION_CERTIFICATE | additional_documents |
| AMFI_CERTIFICATE | additional_documents |
| SLA_AMFI_CERTIFICATE | additional_documents |
| IATA_CERTIFICATE | additional_documents |
| SLA_IATA_CERTIFICATE | additional_documents |
| AFFILIATION_CERTIFICATE | additional_documents |
KYC Requirements
Given below are the KYC Requirements for Sub-Merchant Onboarding APIs.| KYC Requirements | Number/Document | API Name | Individuals | Proprietorship | Public Limited | Private Limited | LLP | Partnership | Trust | NGO | Society |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Owner PAN/Signatory PAN | Number | Stakeholder | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Business PAN | Number | Account Onboarding | NA | NA | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Bank Account | Number | Product Configuration | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| GST | Number | Account Onboarding | NA | Optional | Optional | Optional | Optional | Optional | Optional | Optional | Optional |
| CIN/LLPIN | Number | Account Onboarding | NA | NA | CIN | CIN | LLPIN | NA | NA | NA | NA |
| Owner PAN/Signatory PAN document | Document | Upload Document | NA | Yes | NA | NA | NA | NA | NA | NA | NA |
| Business PAN document | Document | Upload Document | NA | NA | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| POA | Document | Upload Document | Aadhar/Passport/Voter’s ID | Aadhar/Passport/Voter’s ID | Aadhar/Passport/Voter’s ID | Aadhar/Passport/Voter’s ID | Aadhar/Passport/Voter’s ID | Aadhar/Passport/Voter’s ID | Aadhar/Passport/Voter’s ID | Aadhar/Passport/Voter’s ID | Aadhar/Passport/Voter’s ID |
| Business Proof | Document | Upload Document | NA | GST / MSME / Shops Establishment | COI (Certificate of Incorporation) | COI (Certificate of Incorporation) | COI (Certificate of Incorporation) | Partnershipd Deed | Trust Certificate | NGO certificate | Society Certificate |
| Other Documents | Document | Upload Document | NA | NA | NA | NA | NA | NA | If they collect Donations, then Yes | 80G / 12A | If they collect Donations, then Yes |
Country List
Given below is a list of Country Codes and country names that can be used during account activation.| Country Code | Country Name |
|---|---|
BD | bangladesh |
BE | belgium |
BF | burkina faso |
BG | bulgaria |
BA | bosnia and herzegovina |
BB | barbados |
WF | wallis and futuna |
BL | saint barthelemy |
BM | bermuda |
BN | brunei |
BO | bolivia |
BH | bahrain |
BI | burundi |
BJ | benin |
BT | bhutan |
JM | jamaica |
BV | bouvet island |
BW | botswana |
WS | samoa |
BQ | bonaire saint eustatius and saba |
BR | brazil |
BS | bahamas |
JE | jersey |
BY | belarus |
BZ | belize |
RU | russia |
RW | rwanda |
RS | serbia |
TL | east timor |
RE | reunion |
TM | turkmenistan |
TJ | tajikistan |
RO | romania |
TK | tokelau |
GW | guinea bissau |
GU | guam |
GT | guatemala |
GS | south georgia and the south sandwich islands |
GR | greece |
GQ | equatorial guinea |
GP | guadeloupe |
JP | japan |
GY | guyana |
GG | guernsey |
GF | french guiana |
GE | georgia |
GD | grenada |
GB | united kingdom |
GA | gabon |
SV | el salvador |
GN | guinea |
GM | gambia |
GL | greenland |
GI | gibraltar |
GH | ghana |
OM | oman |
TN | tunisia |
JO | jordan |
HR | croatia |
HT | haiti |
HU | hungary |
HK | hong kong |
HN | honduras |
HM | heard island and mcdonald islands |
VE | venezuela |
PR | puerto rico |
PS | palestinian territory |
PW | palau |
PT | portugal |
SJ | svalbard and jan mayen |
PY | paraguay |
IQ | iraq |
PA | panama |
PF | french polynesia |
PG | papua new guinea |
PE | peru |
PK | pakistan |
PH | philippines |
PN | pitcairn |
PL | poland |
PM | saint pierre and miquelon |
ZM | zambia |
EH | western sahara |
EE | estonia |
EG | egypt |
ZA | south africa |
EC | ecuador |
IT | italy |
VN | vietnam |
SB | solomon islands |
ET | ethiopia |
SO | somalia |
ZW | zimbabwe |
SA | saudi arabia |
ES | spain |
ER | eritrea |
ME | montenegro |
MD | moldova |
MG | madagascar |
MF | saint martin |
MA | morocco |
MC | monaco |
UZ | uzbekistan |
MM | myanmar |
ML | mali |
MO | macao |
MN | mongolia |
MH | marshall islands |
MK | macedonia |
MU | mauritius |
MT | malta |
MW | malawi |
MV | maldives |
MQ | martinique |
MP | northern mariana islands |
MS | montserrat |
MR | mauritania |
IM | isle of man |
UG | uganda |
TZ | tanzania |
MY | malaysia |
MX | mexico |
IL | israel |
FR | france |
IO | british indian ocean territory |
SH | saint helena |
FI | finland |
FJ | fiji |
FK | falkland islands |
FM | micronesia |
FO | faroe islands |
NI | nicaragua |
NL | netherlands |
NO | norway |
NA | namibia |
VU | vanuatu |
NC | new caledonia |
NE | niger |
NF | norfolk island |
NG | nigeria |
NZ | new zealand |
NP | nepal |
NR | nauru |
NU | niue |
CK | cook islands |
XK | kosovo |
CI | ivory coast |
CH | switzerland |
CO | colombia |
CN | china |
CM | cameroon |
CL | chile |
CC | cocos islands |
CA | canada |
CG | republic of the congo |
CF | central african republic |
CD | democratic republic of the congo |
CZ | czech republic |
CY | cyprus |
CX | christmas island |
CR | costa rica |
CW | curacao |
CV | cape verde |
CU | cuba |
SZ | swaziland |
SY | syria |
SX | sint maarten |
KG | kyrgyzstan |
KE | kenya |
SS | south sudan |
SR | suriname |
KI | kiribati |
KH | cambodia |
KN | saint kitts and nevis |
KM | comoros |
ST | sao tome and principe |
SK | slovakia |
KR | south korea |
SI | slovenia |
KP | north korea |
KW | kuwait |
SN | senegal |
SM | san marino |
SL | sierra leone |
SC | seychelles |
KZ | kazakhstan |
KY | cayman islands |
SG | singapore |
SE | sweden |
SD | sudan |
DO | dominican republic |
DM | dominica |
DJ | djibouti |
DK | denmark |
VG | british virgin islands |
DE | germany |
YE | yemen |
DZ | algeria |
US | united states |
UY | uruguay |
YT | mayotte |
UM | united states minor outlying islands |
LB | lebanon |
LC | saint lucia |
LA | laos |
TV | tuvalu |
TW | taiwan |
TT | trinidad and tobago |
TR | turkey |
LK | sri lanka |
LI | liechtenstein |
LV | latvia |
TO | tonga |
LT | lithuania |
LU | luxembourg |
LR | liberia |
LS | lesotho |
TH | thailand |
TF | french southern territories |
TG | togo |
TD | chad |
TC | turks and caicos islands |
LY | libya |
VA | vatican |
VC | saint vincent and the grenadines |
AE | united arab emirates |
AD | andorra |
AG | antigua and barbuda |
AF | afghanistan |
AI | anguilla |
VI | us virgin islands |
IS | iceland |
IR | iran |
AM | armenia |
AL | albania |
AO | angola |
AQ | antarctica |
AS | american samoa |
AR | argentina |
AU | australia |
AT | austria |
AW | aruba |
IN | india |
AX | aland islands |
AZ | azerbaijan |
IE | ireland |
ID | indonesia |
UA | ukraine |
QA | qatar |
MZ | mozambique |
Netbanking Bank Codes
Given below is the list of banks supporting netbanking payments.| Bank Code | Bank Name |
|---|---|
| airp | Airtel Payments Bank |
| alla | Allahabad Bank |
| andb | Andhra Bank |
| aubl | AU Small Finance Bank |
| barb_r | Bank of Baroda - Retail Banking |
| bbkm | Bank of Bahrain and Kuwait |
| bcbm | Bharat Co-Operative Bank |
| bdbl | Bandhan Bank |
| bkdn | Dena Bank |
| bkid | Bank of India |
| cbin | Central Bank of India |
| ciub | City Union Bank |
| cnrb | Canara Bank |
| corp | Corporation Bank |
| cosb | Cosmos Co-operative Bank |
| csbk | Catholic Syrian Bank |
| dbss | Development Bank of Singapore |
| dcbl | DCB Bank |
| deut | Deutsche Bank |
| dlxb | Dhanlaxmi Bank |
| esaf | ESAF Small Finance Bank |
| esfb | Equitas Small Finance Bank |
| fdrl | Federal Bank |
| fsfb | Fincare Small Finance Bank |
| hdfc | HDFC Bank |
| hsbc | HSBC |
| ibkl | IDBI |
| icic | ICICI Bank |
| idfb | IDFC FIRST Bank |
| idib | Indian Bank |
| indb | Indusind Bank |
| ioba | Indian Overseas Bank |
| jaka | Jammu and Kashmir Bank |
| jsbp | Janata Sahakari Bank (Pune) |
| jsfb | Jana Small Finance Bank |
| karb | Karnataka Bank |
| kccb | The Kalupur Commercial Co-Operative Bank |
| kjsb | Kalyan Janata Sahakari Bank |
| kkbk | Kotak Mahindra Bank |
| kvbl | Karur Vysya Bank |
| lavb_r | Lakshmi Vilas Bank - Retail Banking |
| mahb | Bank of Maharashtra |
| msnu | Mehsana Urban Bank |
| nesf | North East Small Finance Bank |
| nkgs | NKGSB Co-operative Bank |
| nspb | NSDL Payments Bank |
| orbc | Oriental Bank of Commerce |
| pmcb | Punjab & Maharashtra Co-operative Bank |
| psib | Punjab & Sind Bank |
| punb_r | Punjab National Bank - Retail Banking |
| ratn | RBL Bank |
| sbbj | State Bank of Bikaner and Jaipur |
| sbhy | State Bank of Hyderabad |
| sbin | State Bank of India |
| sbmy | State Bank of Mysore |
| sbtr | State Bank of Travancore |
| scbl | Standard Chartered Bank |
| sibl | South Indian Bank |
| srcb | Saraswat Co-operative Bank |
| stbp | State Bank of Patiala |
| sury | Suryoday Small Finance Bank |
| svcb | Shamrao Vithal Co-operative Bank |
| synb | Syndicate Bank |
| tjsb | Thane Janata Sahakari Bank |
| tmbl | Tamilnadu Mercantile Bank |
| tnsc | Tamilnadu State Apex Co-operative Bank |
| ubin | Union Bank of India |
| ucba | UCO Bank |
| utbi | United Bank of India |
| utib | Axis Bank |
| vara | Varachha Co-operative Bank Limited |
| yesb | Yes Bank |