Embedded Payments

Offer end-to-end payment solutions to businesses on your platform.

Available in🇮🇳 India

With Embedded Payments, you can onboard businesses, process payments and control the flow of funds from within your platform.

Watch this video to know more about Embedded Payments:

Use Cases

Embedded Payments is best suited for businesses with a multi-party business model as it optimises the money movement flow for all the parties involved.

Software Platforms

Platforms offering software services like ERP, CRM, storefront creation, and accounting can use Embedded Payments to unify payment processing.

Example: Shopify allows sellers to set up online stores and accept payments from their customers using Razorpay. Shopify can charge a fixed monthly fee or a percentage fee on transactions through its platform.

Marketplaces

Businesses that connect sellers and service providers with buyers can use Embedded Payments to accept payments from buyers and route them to different third-party vendors.

Example: Etsy enables artists to sell their artwork online. From the amount received from customers, Etsy charges their fee, routes the delivery fees to the logistics partner, and the remaining to the artists.

Social and Content Platforms

You can monetise your social or content platform using Embedded Payments.

Examples: Conversational platforms like WhatsApp, intermediary content platforms like Medium, and other sub-stacks. WhatsApp Business allows businesses to sell on its platform. WhatsApp can onboard businesses, accept customer payments, and control the flow of funds from their platform.

Why Embedded Payments

Embedded Payments enables you to control all components of payment processing without having to build complex payment systems or worry about compliance.

Onboard Businesses

• Onboard businesses seamlessly to Razorpay Payments.
• Add your branding elements, like colour and logo using our Co-branded UI.
• Our conversion-optimised UI simplifies the onboarding of sub-merchants.
• Works on all web and mobile applications like iOS, Android, React, and so on.
• Go to market quicker with lightweight integration.

Know more about onboarding businesses.

Process Payments

• Enable businesses on your platform to accept payments through multiple payment methods and channels.
• Provide a smooth payment experience across different devices and channels, supporting over 100 payment methods.
• Offer a robust checkout experience with features like saved cards, native OTP, custom sub-merchant branding, and more.
• Achieve industry-leading success rate with dynamic routing across acquirers.
• Expand your sub-merchant’s customer base with our EMI² Suite. Offer Cardless EMI and Pay Later payment methods.

Know more about processing payments.

Control Flow of Funds

• Control settlements to sub-merchants based on the delivery of goods or services.
• Split funds with third parties involved. For example, the sub-merchant, logistics partner and the platform.
• Leverage pre-built workflows and APIs to manage Refunds, Disputes and Chargebacks.
• Track Settlements via APIs, Dashboard and scheduled reports using UTR (Unique Transaction Reference).

Know more about controlling the flow of funds.

Reports and Reconciliation

• APIs and custom reports for the platform to reconcile Payments, Refunds, and Settlements across all stakeholders.
• Enable Sub-merchant to view and manage Payments, Settlements, Refunds and more from the Dashboard.
• Dashboard for third-parties to view and manage their fees and commissions.
• sub-merchant and third-parties can receive scheduled reports in their inboxes.

Know more about reports and reconciliation.

Related Information

• Onboarding Businesses
• Process Payments
• Control the Flow of Funds
• Reports and Reconciliation