API Integration Checklist

Watch Out!RazorpayX Lite is currently not available for new merchants. To set up a new RazorpayX account, refer to Current Account.

Checklist	Description
Ensure you have a Live Account	You can access both, Live and Test mode. Generate Key ID and Secret in Live mode for real-time transactions.
Select the Type of Account	Current Account : A direct Integration with the bank is more economical. The beneficiary gets the registered company name in the narration field. RazorpayX Lite : A backup channel in case of primary channel failure.
Select the Type of API integration	While using standalone API’s, the fund account can be re-used, which reduces the response time, which in turn, reduces the load on the data base.
Choose a Payout Method	Bank accounts and UPI are available by default. Cards require PCI-DSS compliance.
Make a Penny Drop	Improved efficiency as fund accounts are validated before actual payout.
Check for Additional Integration	You have the provision to include multiple solutions other than payouts to enhance end-user experience.
Use Source Account Validation	Fund inflow from only trusted sources.
Use Payouts Pro	Increase success rate of payouts when the beneficiary bank is down.
Check Idempotency Header (Handling 5XX error)	Eliminate duplicate payouts due to human or network error.
Check if Feature Enablement is required	Contact support and enable the feature in case the required is not available on your dashboard.
Set up Webhooks	Receive realtime status update. There is less load on the Dashboard due to reduced fetch calls.
Fetch Transactions API	Combined with webhook reconciliation, the fetch API’s provide an optimal/reliable reconciliation process.
Allowlist IPs	Non-allowlisted IP API calls are rejected, hence, improves security.
Get Custom Reports	Efficiently collate data that is required to ease reconciliation.
Enable Downtime webhook events	Provides proactive alerts in case of scheduled downtimes.
Contact support team or your RazorpayX POC for Custom Integration	Custom builds are available for specific use cases.

Checklist

Description

Ensure you have a Live Account

You can access both, Live and Test mode. Generate Key ID and Secret in Live mode for real-time transactions.

Select the Type of Account

Current Account : A direct Integration with the bank is more economical. The beneficiary gets the registered company name in the narration field.
RazorpayX Lite : A backup channel in case of primary channel failure.

Select the Type of API integration

While using standalone API’s, the fund account can be re-used, which reduces the response time, which in turn, reduces the load on the data base.

Choose a Payout Method

Bank accounts and UPI are available by default. Cards require PCI-DSS compliance.

Make a Penny Drop

Improved efficiency as fund accounts are validated before actual payout.

Check for Additional Integration

You have the provision to include multiple solutions other than payouts to enhance end-user experience.

Use Source Account Validation

Fund inflow from only trusted sources.

Use Payouts Pro

Increase success rate of payouts when the beneficiary bank is down.

Check Idempotency Header (Handling 5XX error)

Eliminate duplicate payouts due to human or network error.

Check if Feature Enablement is required

Contact support and enable the feature in case the required is not available on your dashboard.

Set up Webhooks

Receive realtime status update. There is less load on the Dashboard due to reduced fetch calls.

Fetch Transactions API

Combined with webhook reconciliation, the fetch API’s provide an optimal/reliable reconciliation process.

Allowlist IPs

Non-allowlisted IP API calls are rejected, hence, improves security.

Get Custom Reports

Efficiently collate data that is required to ease reconciliation.

Enable Downtime webhook events

Provides proactive alerts in case of scheduled downtimes.

Contact support team or your RazorpayX POC for Custom Integration

Custom builds are available for specific use cases.

​Related Information

Related Information