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Available in🇮🇳 India

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Supported Aggregators

Given below is the list of payment aggregators supported on Optimizer.

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Supported Bank Gateways

Given below is the list of supported bank gateways on Optimizer.

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Supported Payment Methods

Given below are the supported payment methods and payment providers for Cards, UPI, Netbanking, EMI, Cardless EMI, Meal Cards, Wallets and Pay Later.
Handy TipsAll Razorpay netbanking gateways are available upon request. Please contact support to activate them on your Razorpay account.
List of supported providers is given below:
List of supported providers is given below:
List of supported providers is given below:
Given below is the list of payment gateways that support EMI:
Watch Out!Optimizer supports EMI options for both credit and debit cards.
Follow the steps given below to enable PayU EMI on Optimizer:
  1. Reach out to your Relationship Manager to get the EMI flag enabled on PayU’s side.
  2. Provided that PayU has a Fetch EMI API, use it to retrieve the EMI banks and plans supported by PayU and display them at your checkout.
The list of supported banks by PayU for its EMI transactions is given below:
Follow the steps given below to enable Billdesk and Ingenico EMI on Optimizer:
  1. Add EMI as a payment method on the Dashboard. Know more about how to request for a payment method.
  2. Enable Optimizer for your account.
  3. Add Billdesk or Ingenico as a payment method.
  4. Route transactions via Billdesk or Ingenico. Know how to route transactions.
List of supported cardless EMIs on Optimizer is given below:
List of supported meal cards on Optimizer is given below:
List of supported aggregators for Pay Later on Optimizer is given below:
Optimizer supports wallets for PayU, CCAvenue, Paytm and Razorpay.
List of supported wallets for PayU is given below:
List of supported wallets for CCAvenue is given below:
List of supported wallets for Paytm is given below:
List of supported wallets for Razorpay is given below:

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International Payments

When a Razorpay business registered in India accepts a payment from a customer using an international card or payment instrument, it is called an international payment.
Watch Out!
  • International payments are supported only on Razorpay.
  • Non-INR payments are not supported on other downstream gateways for international transactions.
Given below are a few specific cases where we support international payments.
  1. Amex Payments - Amex is considered a domestic payment instrument and is not classified as an international payment. Razorpay converts these payments to the base currency, INR.
  2. Non-INR Payment Using Indian Payment Card/Instrument - Payments made in a non-INR currency using an Indian-issued payment card or instrument are considered domestic. Razorpay converts the amount to the base currency, INR.
  3. INR Payment Using International Card/Instrument - Although the card or instrument is international, payments made in INR are treated as domestic since the money collection occurs in INR. These transactions can be passed to the downstream gateways.
Given below is the list of payment aggregators that support international payments on Optimizer.